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Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan: 1.99%* Credit Card: 7.24%*
Boat/RV Loan: 3.99%* Money Market: .50%**
Home Equity Loan: 4.49%* Share Certificates: 1.95%**
Home Equity Line of Credit: 4.00%*
*as low as **as high as
Truth In Savings/Rate and Fee Disclosure

Rates are effective as of 03/06/15. Rates are subject to change and credit approval.

  • Share the Rewards And Get $25 For You and a Friend! Life is better with friends. Banking is better with your credit union…share it!
    From now until March 31, refer a new member to the credit union and you each receive $25!*
    Download the Member Referral Form and start banking with your friends today!
    Eligible individuals may apply for membership online by clicking the JOIN NOW button below and …
  • Student Loans
     
    A Better Way to Pay for College!
    UKFCU offers student loans to help fill the gap federal aid can leave behind. We partnered with other credit unions to form Credit Union Student Choice to offer low cost financing options. You or a family member can now achieve the dream of higher education.
    Our student loan is designed …
  • UKFCU Members Save on TurboTax Products
    UKFCU members save on TurboTax products. Visit TurboTax today and start saving.
    It’s tax time again! Click here to use TurboTax for the web and submit your tax forms online!
    Not an online person? Click here to print out a hard copy to mail in.
     
  • Better Your Auto Loan with Cash Back

    Sure, your car takes you from point A to B, but it really becomes part of your life.  You’ve created memories with road trips, family vacations, checked on your sleeping child in the rear view mirror and maybe just simply enjoyed a perfect summer day with the windows down listening to your favorite song.
    You …

  • Dealer Auto Cash – Get $20 Shell Gas Card or $50 Visa Gift Card Receive a FREE $20 Shell gas card by bringing the Dealer Auto Cash Form to a participating dealership. Or, upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Union! Call or visit to get pre-approved before you shop or tell your …
  • Tips to Bring Down the Cost of Textbooks Tips to Bring Down the Cost of Textbooks
    People talk about the cost of college textbooks rising and some college students report paying up to $1,168 a year for their school books. As if there aren’t enough college expenses to worry about.
    Fortunately, there are ways to save money on textbooks. Buying online, renting, and using a …
  • 5 Tips for Eating Healthy on a Budget in 2015
    It’s that time of year again, the time for fresh starts and New Year resolutions. Two of the most common resolutions are: 1) To maintain a healthier lifestyle and 2) To spend less money. So what is better than combining the two and learning how to eat healthy on a budget? Below are five tips …
  • Emergency Funds – What’s the Right Account for You Emergency Funds – What’s the Right Account for You
    Okay, you’re convinced you need an emergency fund. It has to be something absolutely safe yet readily available when needed.
    A good place to start is at your local financial institution, one which understands and is involved in the local community, such as you guessed it, UKFCU.  Here …
  • Load up on Visa Rewards this Holiday Season
    Use your UKFCU Visa credit card Thanksgiving Day through Cyber Monday and receive double CURewards points! All in-person and online transactions will qualify. Happy shopping from UKFCU!
     
  • Credit Unions & Gen Y are a Perfect Fit Why Credit Unions Fit Gen Y
    Generation Y, also called the Millennial generation, has been defined in rather fluid ways, but are generally those born between 1980 and the year 2000. I know what you’re thinking; there is a large difference between a 14 year old and someone who is in their early thirties. Quite true, …
  • 5 Tips for Getting the Most out of Your Credit Card Pay On Time
    Paying your credit card on time helps you avoid late fees and the possibility of having your interest rate increased and helps you maintain a good credit record.Stay Below Your Credit Limit
    Some credit card issuers charge an additional fee if you go over your credit limit and some may even increase your interest …
  • 5 Tips for Getting the Most Out of Your Credit Card Pay On Time
    Paying your credit card on time helps you avoid late fees and the possibility of having your interest rate increased and helps you maintain a good credit record.
    Stay Below Your Credit Limit
    Some credit card issuers charge an additional fee if you go over your credit limit and some may even increase your interest …
  • Ways You Can Save on Higher Education Costs According to a recent survey over three quarters of all Americans have said they are living paycheck to paycheck, meaning they have little if any savings. How then can so many Americans attend college, since higher education costs thousands of dollars every year?
    The answer is many are going into no small debt for the privilege …
  • Predictions That Were Really Off the Mark Predictions That Were Really Off the Mark
    It is always funny when experts get it wrong. Here are some classic predictions.
    “Computers in the future may weigh no more than 1.5 tons,” by Popular Mechanics, 1949.
    “I think there is a world market for maybe five computers,” by Thomas Watson, chairman of IBM, 1943.
    “Everything that can be invented …
  • 12 Tips to Save Money in 2014 12 Tips to Save Money in 2014
    Over the years, I have realized the best way for me to save money is to have it deducted automatically from my paycheck and deposited directly into a Savings account. Some people reading this might be saying to themselves they don’t have anything left to save after paying their …

See More Blog Entries

  • Home Depot Debit and Credit Card Compromise Update As many have heard, The Home Depot had a compromise that potentially impacts customers who used debit/credit cards at their stores in 2014 from April on.
    Remember that you are not responsible for unauthorized transaction that you report to UKFCU. If you notice any suspicious activity on your account, please let us know as soon as …
  • P.F. Chang’s Data Breach – Update UKFCU is closely monitoring the situation with the recent data breach at P.F. Chang’s. Click here for the latest information http://www.pfchangs.com/security/
  • WARNING – UKFCU.COM is a Phishing Website! Please use caution when accessing UKFCU.org. Recently a website has been discovered using UKFCU.com, possibly fooling our members into thinking they are the University of Kentucky Federal Credit Union website.
    University of Kentucky Federal Credit Union suggests the following tips to avoid phishing websites:

    Make sure you are entering the correct site name – UKFCU.org not UKFCU.com.
    Type …

  • Target Data Breach Update New light has been shed on the Target breach, which may now include 110 million people. It appears that someone managed to distribute malware onto Target’s Point-of-Sale terminals. The malware parses data briefly stored in the terminals (stripe data) and then stored on the target servers for download. The username and password used to access …

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Mon 05/25/15: Memorial Day Closing

Title: Memorial Day Closing
Time: All Day
Location: All Branches
Description: All UKFCU branches will be closed Monday, May 25 for Memorial Day. Online banking and ATMs are open 24/7

Sat 07/04/15: Independence Day Closing

Title: Independence Day Closing
Time: All Day
Location: All Branches
Description: All UKFCU branches will be closed Saturday, July 4 for Independence Day. Online banking and ATMs are open 24/7.

Mon 09/07/15: Labor Day Closing

Title: Labor Day Closing
Time: All Day
Location: All Branches
Description: All UKFCU branches will be closed Monday, September 7 for Labor Day. Online banking and ATMs are open 24/7

Mon 10/12/15: Columbus Day Closing

Title: Columbus Day Closing
Time: All Day
Location: All Branches
Description: All UKFCU branches will be closed Monday, October 12 for Columbus Day. Online banking and ATMs are open 24/7.

Wed 11/11/15: Veterans Day Closing

Title: Veterans Day Closing
Time: All Day
Location: All Branches
Description: All UKFCU branches will be closed Monday, November 11 for Veterans Day. Online banking and ATMs are open 24/7.

Thu 11/26/15: Thanksgiving Day Closing

Title: Thanksgiving Day Closing
Time: All Day
Location: All Branches
Description: All UKFCU branches will be closed Thursday, November 26 for Thanksgiving Day. Online banking and ATMs are open 24/7

Thu 12/24/15: Christmas Eve Closing

Title: Christmas Eve Closing
Time: All Day
Location: All Branches
Description: All UKFCU branches will close at 2:00 p.m. on Christmas Eve.

Fri 12/25/15: Christmas Day Closing

Title: Christmas Day Closing
Time: All Day
Location: All Branches
Description: All branches will be closed Thursday, December 25 for Christmas Day. Online banking and ATMs are open 24/7.

 

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