Business Accounts

Business Checking

With unlimited check writing and online bill payment, UKFCU’s Business Checking Accounts are flexible and convenient. Choose the account that fits your business.

Several branch locations give you access to your account in person and our online banking gives you 24-hour access. UKFCU provides traditional business checking with the power of online technology.

Basic Business Checking Features:

  • $25 minimum to open
  • No account maintenance fee
  • No minimum balance
  • No cost for up to 150 transaction items per month
  • 24 hour debit card access
  • Online bill pay
  • E-alerts – text and email available

Business Plus Checking Features:

  • $50 minimum to open
  • $10 account maintenance fee
  • $5,000 average minimum balance to waive maintenance fee
  • No cost for up to 250 transaction items per month
  • 24 hour debit card access
  •  Online bill pay
  • E-alerts – text and email available

Premium Business Checking Features:

  • $100 minimum to open
  • $20 account maintenance fee
  • Earnings credit against fees for balances maintained
  • $.15 / transaction item per month
  • 24 hour debit card access
  • Online bill pay
  • E-alerts – text and email available

Business Deposits

  • Business Savings Accounts
  • Business Money Market Accounts
  • Business Share Certificates

Night Drop Services

Locking canvas bags are available for a nominal fee for those individuals or companies who need a secure night drop-off location. Currently we have night drop-off at our Hamburg and Reynolds Rd locations. Check out our Hours and Locations page for specific address information. For keys, bags and more information, please stop by these locations or call 859.264.4200.

Merchant Services

Business Payment ServicesUKFCU offers Merchant Services for those businesses wishing to accept credit card payments through Streamline. We also feature the following services to help your business succeed:

  • Credit and Debit Card acceptance – Visa, MasterCard, Amex, Discover and JCB
  • Check conversion guarantee
  • ACH & EFT processing
  • Check recovery
  • Gift & Loyalty Card programs
  • E-Commerce / Shopping Cart
  • State-of-the-art equipment
  • Wireless and mobile devices
  • Unparalleled Service
  • 24/7 live customer support

Business Lending

Business Loans at UKFCU can help your business thrive!

2CLee Jackson is the Business Relationship Officer at UKFCU. Jackson began his career in the lending industry in 1995 and holds a B.A. in Organizational Management from Midway College.

Jackson has held many positions in the credit union industry serving as branch manager for Liberty Alliance Federal Credit Union then as Vice President & Loan Manager. Jackson also managed the Indirect Lending Program at Members Heritage Federal Credit Union.

With experience in both lending and credit unions, Jackson’s role at UKFCU is to help businesses obtain the loans and business services they need to grow. Contact Lee Jackson at ljackson@ukfcu.org or 859.264.4278 to learn how UKFCU can help your business thrive.

WHAT WE NEED TO START YOUR BUSINESS LOAN APPLICATION:
___  Personal Financial Statement signed and dated
___  3 years of most recent personal tax returns with schedules
___  3 years of most recent business tax returns with K-1s (if applicable)
___  Most recent year end P&L and Balance Sheet (if applicable)
___  Pro-Formas (for new businesses)
___  Rent Roll (if applicable)

*A combination of the most recent year end P&L and tax returns for 2 prior

years will be sufficient for a 3 year history of business performance.

*If you receive distributions from a business, we will need the K-1s
of that business.  The K-1s will tell us how much you receive from the
business as well as whether you have to contribute cash to it.

The quicker we get the complete package the quicker we can process your request!