1730 Alysheba Way, Lexington, KY 40509
(859) 264-4200
Fax (859) 264-4202
September 19, 2022

UPDATE

Terms and rates for all certificates are listed. The following certificate rates are effective 09/19/22. Certificate Rates are subject to change at the discretion of the credit union.

STEP RATE CERTIFICATES

Period

Rate

APY*

Minimum

Dividend Payment

2 Years

0.80%

0.80%

$ 1,000

Monthly

2 Years

0.80%

0.80%

$ 1,000

Annually

REGULAR CERTIFICATES*

Period

Rate

APY

Minimum

Dividend Payment

3 Months

0.25%

0.25%

$ 1,000

At Maturity

6 Months

0.75%

0.75%

$ 1,000

At Maturity

9 Months

1.99%

2.00%

$ 1,000

At Maturity

1 Year

1.00%

1.00%

$ 1,000

Monthly

1 Year

1.00%

1.00%

$ 1,000

At Maturity

16 Months

2.37%

2.40%

$ 1,000

Monthly

16 Months

2.40%

2.40%

$ 1,000

Annually

18 Months

0.80%

0.80%

$ 1,000

Monthly

18 Months

0.80%

0.80%

$ 1,000

Annually

2 Years

1.24%

1.25%

$ 1,000

Monthly

2 Years

1.25%

1.25%

$ 1,000

Annually

32 Months

2.76%

2.80%

$ 1,000

Monthly

32 Months

2.80%

2.80%

$ 1,000

Annually

3 Years

1.24%

1.25%

$ 1,000

Monthly

3 Years

1.25%

1.25%

$ 1,000

Annually

4 Years

1.59%

1.60%

$ 1,000

Monthly

4 Years

1.60%

1.60%

$ 1,000

Annually

5 Years

1.78%

1.80%

$ 1,000

Monthly

5 Years

1.80%

1.80%

$ 1,000

Annually

*Jumbo Certificate rates are equal to Regular Certificate rates.

IRA CERTIFICATES

Period

Rate

APY

Minimum

Dividend Payment

6 Months

0.75% 0.75% $ 1,000 At Maturity

9 Months

1.99% 2.00% $ 1,000 At Maturity

1 Year

1.00%

1.00%

$ 1,000

At Maturity

16 Months

2.40% 2.40% $ 1,000 Annually

18 Months

0.80%

0.80%

$ 1,000

Annually

2 Years

1.25%

1.25%

$ 1,000

Annually

32 Months

2.80% 2.80% $ 1,000 Annually

3 Years

1.25%

1.25%

$ 1,000

Annually

4 Years

1.60%

1.60%

$ 1,000

Annually

5 Years

1.80%

1.80%

$ 1,000

Annually

 

Disclosures:

APY = ANNUAL PERCENTAGE YIELD

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met.

Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening.  Dividends that are withdrawn will not be available for compounding interest.  Dividend selection type may vary based on certificate type but are limited to monthly, annually, at maturity.

Certificates will automatically renew for at the original term, after a 7 calendar day grace period, if not withdrawn or transferred at maturity, and will be subject to the current dividend rate for the original term at the time of renewal. Business certificates are not eligible for auto-renewal.

Penalties may apply for early withdrawal from certificate accounts.  Please see a representative for additional details.

Fees may reduce earnings.

Our mission is Members Helping Members Achieve Financial Well-Being.


Email Address: [email protected]
www.ukfcu.org