Home Loans with UKFCU

Looking to buy a house? Whether you are a first-time homebuyer, or looking for your forever home, UKFCU has the loan options to fit your needs. We offer quick Pre-Qualifications, loan options with no monthly mortgage insurance, and special incentives with our Home Plus Program. Members can apply online, in-person or by phone.

We partner with SWBC Mortgage Corporation to offer the perfect loan to fit your needs and your budget.

Our loan options include:

  • Conventional 30 year and 15 year fixed rate loans
  • FHA/VA loans
  • Home mortgage refinancing

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Student Loans

Take Control of Your Student Loan Repayment by Refinancing with UKFCU!

When you refinance with UKFCU, you'll be able to refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment, and potentially lowering your rate*. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.

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*Subject to credit qualification and additional criteria, including graduating from an approved school.

Business Loans

Commercial Real Estate Loans with UKFCU

Sometimes, in order to build a greater business, you need some extra capital. UKCU offers fast and easy business loans for qualified businesses, with new interest rates for commercial loans! Now UKFCU is offering a 3-year fixed rate balloon of 4.99%*, 5-year fixed rate balloon of 5.25%*, 7-year fixed rate balloon of 5.50%*, and 10-year fixed rate balloon of 5.75%* for commercial and residential rental property loans!

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*Interest Rate based subject to credit approval and subject to change. Commercial real estate loans only. Existing UKFCU commercial loan members must increase their loan balance by $10,000 to qualify for advertised rates. Membership eligibility required. Other restrictions may apply. See representative for details.

Better Rates & Benefits with UKFCU's Credit Cards

When life’s unexpected expenses arise you need a credit card with options. UKFCU credit cards offer rates as low as 9.49% APR* and absolutely no hidden costs. Even better: the interest you pay on any balance is invested in your credit union and returned to you through lower loan rates and additional services you can’t find anywhere else.

Here are some of the benefits of a UKFCU credit card:

  • Emergency cash if your card is stolen
  • Extended warranty protection on purchase items
  • 1% cash back**
  • Low credit card interest rates
  • Travel insurance

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*Annual Percentage Rate based on credit history and subject to change. Rate listed refers to Platinum Card. Other restrictions may apply. See a representative for details.
**1% cash back available with Visa Signature Card.