Sprinkle Some Magic

Just in Time for the Holidays

We are sprinkling a little magic this holiday season! UKFCU is offering a special rate on our 1-year and 2-year regular certificates of deposits.  Our 1-year regular certificate of deposit rate is 2.50% APY*, and our 2-year regular certificate of deposit rate will be 2.75% APY*! Good things do come to those who wait!

Certificates of deposit are a great option to safely maximize the returns on your dollar. CDs offer higher interest rates while protecting your funds. And, UKFCU has some of the best rates in town! This is a limited time offer. Visit one of our convenient branch locations or call us at 859.264.4200 to learn more.

*Annual Percentage Yield. Minimum deposit of $1000 required. Checking account with direct deposit required to qualify for special rate and certificate must be new money to UKFCU. Membership eligibility required. Restrictions may apply. Limited time offer. See a representative for more details.  Federally insured by the NCUA.

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Visa Rewards

Earn More with Our VISA Platinum and Signature Cards

Holiday shopping just got brighter--with VISA Platinum and Signature Cards! Ideal for purchasing gifts for everyone on your list. With no annual fee or balance transfer fee. Choose the card that fits your lifestyle-- perfect for the holidays!

  • CU Rewards Points
  • Low rates
  • No annual or balance transfer fee
  • Emergency cash if your card is stolen.

 It’s just another way of putting the magic back into the season!

Learn more about our credit cards


Skip-A-Pay

Skip-A-Pay is There for You When You Need it Most 

When life’s unexpected expenses arise or you need a little family get-away take advantage of Skip-a-Pay at UKFCU. Members may skip one loan payment, except on mortgages and credit cards, in a rolling calendar year for each loan they have with UKFCU.

To be eligible:

  • Members must be in good standing on all accounts
  • Loan must be open for at least three months

A $29.00 fee will be charged to Skip-A-Pay. To get started, fill out a Skip-A-Pay form (PDF) today and bring to your local UKFCU branch!


Help Us Donate to Those in Need Through this Year's Holiday Food Drive

Join us this holiday season as we partner with Bluegrass Hospice Care, a service of Bluegrass Care Navigators, to collect travel-sized toiletries and individually packaged, non-perishable food items. These items go to patients' loved ones so they do not have to leave their side during this difficult time and help provide them with their personal necessities or food needed.
You can drop off your donations at all 6 of our branch locations from Monday, Nov. 19th – Friday, Dec.14th.
Thank you for your generosity!

Bluegrass Hospice Care provides patient-centered care to the seriously ill to improve comfort, quality of life and peace of mind to patients and their loved ones. Find out more about Bluegrass Care Navigators and how you can support their mission here.


Holiday Shopping

Wrap Up Your Holiday Shopping with Visa Gift Cards

Finish your gift buying with ease! Our Visa Gift Cards are the perfect gift for those hard to shop for loved ones and friends! Available at the teller window. Find your most convenient branch location here: Hours & Locations.