Skip-A-Pay is There for You When You Need it Most 

When life’s unexpected expenses arise or you need a little family get-away take advantage of Skip-a-Pay at UKFCU. Members may skip one loan payment, except on mortgages and credit cards, in a rolling calendar year for each loan they have with UKFCU.

To be eligible:

  • Members must be in good standing on all accounts
  • Loan must be open for at least three months

A $29.00 fee will be charged to Skip-A-Pay. To get started, fill out a Skip-A-Pay form (PDF) today and bring to your local UKFCU branch!


Transfer your HIGH-RATE Balances and SAVE BIG!

Transfer your high-rate credit card balances and enjoy low rates, receive 1% cash back and NO BALANCE TRANSFER FEE! Rates as low as 9.49%APR*

Get started today! Join online, call 859.264.4200 or visit a branch.

*Offer available 01/01/19 - 1/31/19. Must be a UKFCU member. Balance transfer must be from a non-UKFCU credit card to receive funds. 1% of balance transfer will be deposited within 60 days into Prime Share Savings Account, up to $100 maximum. Annual Percentage Rates are current as of 12/20/2018 and subject to change. Other restrictions may apply. See a representative for more details.  

Current rates


How far will Your Piggy Bank take You?

Start the New Year off right by "saving" for the future! UKFCU is offering a special rate on our 1-year, 18-month and 2-year regular certificates of deposits. Our 1-year regular certificate of deposit rate is 2.50% APY,* an 18-month regular certificate at 2.55% APY* and our 2-year regular certificate of deposit rate will be 2.75% APY*! Open with as little as a $1,000!

Certificates of deposit are a perfect solution to safely maximize the returns on your dollar. CDs offer higher interest rates while protecting your funds. And, UKFCU has some of the best rates in town! Visit one of our convenient branch locations or call us at 859.264.4200 to learn more.

*Annual Percentage Yield. Rates current as of 11/12/2018. Minimum deposit of $1000 required. Membership eligibility required. Restrictions may apply. See a representative for more details.

Learn more about our credit cards


We Do Business Better!

When you partner with UKFCU, your business prospers. That’s because we make it easy for 
you to do business, so you can stay focused on what really matters: helping your customers.  

UKFCU understands business and offers the services and amenities you need to succeed, including specialized business savings and checking, business loans and credit, and 
Streamline merchant services. 

learn more about UKFCU auto loans