Become a member today!

When Will Banks Offer Everything We Do?   When Pigs Fly!

Here UKFCU, we are more than a financial institution, we are members helping members. We don't have tellers, but listeners providing better products and services to help you achieve financial success. So, indulge in all we offer and enjoy the savings that other banks only dream about.

When you bank with us, enjoy:

  • Better deals on loans.
  • Higher rates of returns on deposit accounts.
  • Save money on fees.
  • Lower rates on credit cards.

Become a member today!

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Our Mortgage Loans are Always Slam Dunks

Your home can be one of the biggest and most involved purchases you will make. Let UKFCU provide you with valuable tools to help make your home buying experience as smooth as possible. Since we know that everyone's situation is different we will deliver the home mortgage that's right for you.

UKFCU has joined with SWBC Mortgage* to customize a home mortgage loan that meets your needs and fits your budget. Together UKFCU and SWBC Mortgage can bring you a program designed to make your home buying experience a little easier.

Home loans at ukfcu


Credit Cards

Better Rates & Benefits with UKFCU's Credit Cards

When life’s unexpected expenses arise you need a credit card with options. UKFCU credit cards offer rates as low as 9.49% and absolutely no hidden costs. Even better: the interest you pay on any balance is invested in your credit union and returned to you through lower loan rates and additional services you can’t find anywhere else.

Here are some of the benefits of a UKFCU credit card:

  • Emergency cash if your card is stolen
  • Extended warranty protection on purchase items
  • Low credit card interest rates
  • Travel insurance

current deposit rates


Enjoy Money Market Savings that are Flexible and Rewarding 

With a Money Market account, you can earn more while you save! Your money market account earns a higher interest rate than your regular saving account, with rates up to 1.20%APY*!  Your money market account is also flexible, similar to your checking account, so you can access funds on the spot when you need them. You can open a money market account with a minimum balance of $1,000. It pays to save.

Money Market Account benefits include:

  • No monthly fee
  • Unlimited in-person transactions
  • Six transactions via check, automatic debit, online banking or a combination
  • Monthly interest earned on accounts carrying a balance of at least $1000
  • Tiered interest rates offer higher money market account rates for higher balances

*Annual Percentage Yield. Rate listed is for $50,000+ account balances. Minimum deposit to open is $1,000. Membership eligibility required. Rates are on a tiered level and subject to change. Federally insured by NCUA.

Current Rates