Home Equity Lines of Credit as low as 4.50%
Home Equity Loans at UKFCU

Owning your home has advantages. When you need to draw on your home’s equity, UKFCU has home equity loan options and great loan rates to fit your needs. Whether you’re fixing the roof, making home improvements, or need extra funds to send your child to college, a home equity loan or home equity line of credit (HELOC) can help.

Click the button below to learn more about our Home Equity Loan options or a Flexible Home Equity Line of Credit (HELOC). Let us help you achieve your home projects and future dreams!


Refinance your Auto Loans with UKFCU for 1% cash back!*
Enjoy Less Fees and More Road Trips

Thinking of purchasing a new set of wheels? Once you've decided on the right car or truck, the next step is finding the right automobile loan. UKFCU makes the decision quick and easy with auto loan rates as low as 3.49% APR* and several options to fit your needs. Now, with our Sign and Drive program, you can apply for your auto loans at a participating dealership and then simply drive away in their new car!

Become a member
*Annual Percentage Rate.  Rates available subject to credit approval and subject to change without notice.  Rates are effective as of 12/5/18.


Commercial Real Estate Loans!
Commercial Real Estate Loans with UKFCU

Sometimes, in order to build a greater business, you need some extra capital. UKCU offers fast and easy business loans for qualified businesses, with new interest rates for commercial loans! Now UKFCU is offering a 3-year fixed rate balloon of 4.99%* and a 5-year fixed rate balloon of 5.25%* for commercial and residential rental property loans!

Get a student loan

*Interest Rate based subject to credit approval and subject to change. Commercial real estate loans only. Existing UKFCU commercial loan members must increase their loan balance by $10,000 to qualify for advertised rates. Membership eligibility required. Other restrictions may apply. See representative for details.


Membership has it's benefits!
Membership Has Its Benefits!

Joining UKFCU is easier than you think! When you become a member of UKFCU, you get so much more than low rates, low fees, and exceptional service - you also have access to numerous benefits, including special programs and discounts.

Click the link below to view more benefits.

Member Benefits