Fraud Alert Center
Sonic Drive-In Breach
Sonic Drive-In, the popular U.S.-based fast-food chain, has acknowledged a breach of their payment systems affecting approximately 3,600 locations across 45 U.S. states. Sources have reported the potential sale of millions of stolen credit and debit card accounts showing up on cyber-based crime stores on the dark web.
To date, PSCU (our Visa provider), Risk Analytics team has not received Visa CAMS notifications linked to this breach. PSCU will continue to monitor the situation closely and adjust fraud mitigation strategies based on our findings.
The Sonic Drive-In investigation is in the very early stages and UKFCU will provide more information as it becomes available through additional PSCU Risk Alert notifications.
LATEST NEWS ON EQUIFAX CYBERSECURITY INCIDENT
Equifax Data Breach: How to protect yourself*
*Adapted by Jeff Blyskal with Consumer Reports
As most of you know, the data breach at Equifax has compromised sensitive data for nearly half of all U.S. consumers — including names, social security numbers, birth dates, addresses, and the numbers of some driver's licenses. Now millions of Americans could be at risk for identity theft.
How to protect yourself
1. Check with Equifax to see if you have been impacted. Start by clicking on the "Am I impacted?" button.
2. Choose if you want to enroll in credit monitoring. According to Equifax, if you were indeed affected by the breach, you can enroll in credit protection and monitoring.
3. Place a security freeze on your credit files. Keep imposters from opening new accounts in your name and block your credit history by applying a credit file freeze at Equifax, Experian and TransUnion. Two important points regarding security freezes you should be mindful of:
- A security freeze may not protect you from every identity fraud so be sure to check out other ways you can protect yourself.
- If you're planning to buy a home or car, you must remove the freeze to allow financial lenders access to your credit information.
Equifax, however, said they will not charge for credit freezes for those affected by the breach.
4. Protect your money. You can activate two-factor authentication for critical financial accounts, maximize your mutual fund security, place a fraud alert on credit reports, and secure your smartphone and email. It may sound like a lot to do, but taking these steps will really help protect your finances.
Need help deciding which credit protection option is best for you? Learn more about the differences between a security freeze and a fraud alert.
Data breaches too often put consumers at risk. While the steps above will help you if your data is compromised, you can protect yourself and other consumers from future breaches by adding your name to the Consumers Reports petition. This petition calls for stronger data security standards and urges Equifax to remediate the serious damage of this breach.
As a University of Kentucky Federal Credit Union member you can take advantage of our special offer with LifeLock®. Receive 30 FREE days of identity theft protection and 10% OFF your LifeLock® membership. Start your protection, enroll in minutes!
Equifax Cybersecurity Incident
Equifax Inc. announced on September 7, 2017, a cyber security incident. Based on Equifax's investigation, the unauthorized access occurred from mid-May through July 2017, potentially impacting approximately 143 million U.S. consumers. The information compromised includes names, Social Security numbers, birth dates, addresses and, in some instances, driver's license numbers and credit card numbers.
In response to the incident, Equifax is offering free identity theft protection and credit file monitoring to all U.S. consumers, even those that are not impacted by this incident. This offering, called TrustedID Premier, includes 3-Bureau credit monitoring of Equifax, Experian, and TransUnion credit reports; copies of Equifax credit reports; the ability to lock and unlock Equifax credit reports; identity theft insurance; and Internet scanning for Social Security numbers - all complimentary to U.S. consumers for one year.
For more information please visit https://www.equifaxsecurity2017.com/
Equifax has provided a link to check if your personal information is potentially impacted. See instructions below:
To determine if your personal information may have been impacted by this incident, please follow the below steps:
1.) Click on the below link, “Check Potential Impact,” and provide your last name and the last six digits of your Social Security number.
2.) Based on that information, you will receive a message indicating whether your personal information may have been impacted by this incident.
3.) Regardless of whether your information may have been impacted, Equifax will provide you the option to enroll in TrustedID Premier. You will receive an enrollment date. You should return to this site and follow the “How do I enroll?” instructions below on or after that date to continue the enrollment and activation process. The enrollment period ends on Tuesday, November 21, 2017.
While the internet and computers offer many opportunities and advancements for business and individuals, it also opens your door to predators and crooks. It is important to pay attention to who you are giving your confidential information to and make sure it is someone you know and trust.
You should NEVER be asked for your confidential information over e-mail. E-mail is not a secure method of transmitting information and the messages can be tapped into and information stolen. If you feel that you have received an e-mail or are suspicious of someone trying to commit Identity Theft, it is very important that you report the scam quickly so that law enforcement agencies can shut the fraudulent operations down.
Falcon Fraud Detection is provided to every UKFCU member with your debit and credit card. Falcon Fraud Detection reviews each suspicious transaction, reviews the cardholder account and calls the cardholder if necessary. The number for Falcon Fraud Center is 1.888.918.7313.
Take the Fraud Awareness Quiz- Are you protecting yourself against fraud?