What account types are eligible for bill pay?

Members may use Money Market or Checking accounts for Bill Pay. Savings accounts are not eligible for Bill Pay use. Please refer to the Truth in Savings disclosure for applicable fees associated with Money Market withdrawals.

External bank accounts cannot be used with our bill pay services.

What is the latest I can schedule a payment for processing using Bill Pay?

Payments scheduled before 3 PM EST will begin processing that day. From there, processing times are dependent on the payment method that was required for the specific payee.

What are the delivery options for Bill Pay?

Some merchants may allow you to expedite checks for next day or second business day delivery, or next day electronic delivery. This is dependent on the biller and not controlled by the Credit Union. Please refer to the payment calendar for your biller to see the soonest payment options.

Can I setup recurring payments in Bill Pay?

Yes! You can absolutely setup recurring payments in Bill Pay. These payments can be set up based on a frequency and amount that you determine, or based on the arrival of e-bills. To setup recurring payments, follow the steps below:

  • Locate the payee you'd like to set up payments for from the "Payments" screen.
  • Click the "Make it recurring" link for that payee.

From here, just follow the prompts to complete your payment schedule.

How do I pay a bill or a person using Bill Pay?

Paying a bill or an individual through Bill Pay is simple and easy! Follow the steps below:

  • Log into Online Banking and navigate to the Bill Pay tab and select "Pay by Check."
  • From the "Payments" tab, input the amounts and payment date for each merchant you'd like to pay.
  • You can pay individual payees by clicking the "Pay" button next to the merchant.
  • You may also pay all payees by clicking the "Pay All" button found at both the top and bottom of your payee list.

When choosing a payment date, the date you choose should be the day the payment is received by the payee.

How do I add a payee in Bill Pay?

Click "Add Payee" at the top of the "Payments" tab. The first time you set up a payee, the system will walk you through a one time, step by step process to gather key information about your payee.

How do I enroll in Bill Pay?

With UKFCU’s Bill Pay, receive and pay your bills online with the click of a mouse. It’s simple, safe and guaranteed. To sign up for Bill Pay, follow the simple steps below:

  • Log into Online Banking.
  • Under the Bill Pay menu item, select "Pay by ACH."
  • Please read and accept the terms of agreement.
  • Select the account you would like to enroll in Bill Pay.
  • Start adding payees and payments.

And that's it! Now you are ready to use our online Bill Pay.

Can I apply for an auto loan if I've not found the car I want yet?

You can apply for an Auto Loan online, even if you have not yet found the car you want!

With our Sign & Drive Indirect Lending Program members can enjoy the convenience of applying for a loan through a variety of auto dealerships in the Central Kentucky area. With quick financing you can spend less time with paper work and more time enjoying your new vehicle. However you'd like to apply, we've made it easier than ever for you to drive away in the car of your dreams.

Current Members Apply Here New Members Apply Here