I have a negative balance in my Checking Account. What should I do?

The negative balance should be paid within 30 days. If you need assistance please contact us and ask for the collections department.

If you have a problem or question please feel free to contact the credit union. We can be reached during regular business hours (Monday-Friday: 9:00 a.m. to 6:00 p.m. and Saturday: 9:00 a.m. to 1:00 p.m.), by calling 859.264.4200 or 800.234.UKCU (8528), or in person at one of our branch locations, or by email at [email protected]*.

*Please Note: E-mail is not a secure means of communication, and confidential information should not be conveyed.

Online and Automated Services

Log on to your account with Online Banking

Or retrieve account information with Mainline at 859.264.4899 or 800.234.UKCU (8528).

Is there a minimum balance or deposits required for a checking account?

There are no minimum balance requirements on UKFCU checking accounts.

To join UKFCU, fill out the online application, call 859.264.4200 or 800.234.UKCU (8528) or drop by one of our convenient locations.