How do I activate a gift card?

To activate a gift card, you can go to the prepaid Visa Card section of our website and follow the prompts. Or you can follow this link for direct access

Once you have logged in with your gift card, please follow these steps to ensure activation:

1. Choose "Register Card" from the dropdown menu

2. Hit "Go"

3. Enroll your cardholder information

How can I make credit card or loan payments?

Loan payments can be made through:

  • Online Banking - under the "Make a Payment" tab
  • Mobile app - under the "Make a Payment" tab
  • Mailed - send to UKFCU 1730 Alysheba Way, Lexington, KY 40509
  • By calling UKFCU at (859) 264-4200
  • UKFCU branch

Credit Card Payments can be made through:

You can access your credit card directly through Online Banking. Not enrolled for online access yet? Click here to register today.

Credit Card Payment Cheat Sheet for Online and Mobile Banking

To pay your credit card using either mobile or online banking, you will need to complete the following steps:

  • Select "Card Controls" from the menu list.
  • Next, select "Credit Card Mgmt."
  • Complete the four fields of information required to make your payment and click "Submit."


How do i find my account number?

If you need your account number, this can be found by clicking on your savings account tile on the home screen and selecting the "details" tab. From there, your full account number will be displayed.

How can I apply for a credit card online?

To apply for a credit card online, select the appropriate application button and complete the forms

Current Members Apply Here New Members Apply Here


Do you offer debt consolidation loans?

Yes! UKFCU does offer consolidation loans for our members to consolidate bills and pay off other debts. There are several options available to most members. This may include personal loans or home equity loans/lines.

If you would like to discuss options before applying, simply call 859.264.4200. Our representatives are trained to assess your personal situation and decide what loan type fits your needs best.