Why should I consider getting pre-approved before buying a home?

You should Contact a Mortgage Loan Originator to see if you can be pre-approved for a loan so that you know what price range you can afford, to evaluate the monthly costs of a mortgage and to see how much of a loan you can afford. The pre-approval will also give you some leverage when negotiating with the sellers.

UKFCU has joined with SWBC Mortgage to customize a mortgage loan that meets your needs and fits your budget.

  • Home Plus Program
  • FHA/VA Loans
  • Conventional Loans
  • Great rates for refinancing your current mortgage

Go to our mortgage page to learn more!

Do I need to provide you with proof of my homeowners insurance?

Yes, all properties secured by a mortgage require proof of homeowners insurance. If your property is located in a flood zone, we will require proof of flood insurance coverage. To discuss specifics regarding your property contact us.

If you have a problem or question please feel free to contact the credit union. We can be reached during regular business hours (Monday-Friday: 9:00 a.m. to 6:00 p.m. and Saturday: 9:00 a.m. to 1:00 p.m.) by calling 859-264-4200 or 800-234-8528, or in person at one of our branch locations, or by email at [email protected]*.

*Please Note: E-mail is not a secure means of communication, and confidential information should not be conveyed.

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