How do I activate a gift card?

To activate a gift card, you can go to the prepaid Visa Card section of our website and follow the prompts. Or you can follow this link for direct access

Once you have logged in with your gift card, please follow these steps to ensure activation:

1. Choose "Register Card" from the dropdown menu

2. Hit "Go"

3. Enroll your cardholder information

What is an IRA?

An individual retirement account (IRA) is a special type of account that has specific tax benefits. IRAs were authorized by the U.S. Congress as part of the 1974 Employee Retirement Income Security Act to provide taxpayers who were not covered by a qualified retirement plan with a means of setting aside a portion of their earnings in a tax-advantaged account. You can use funds in your IRA to purchase a wide variety of investments, including shares of stock and share certificates of deposit

Looking for a better return on your dollar? An IRA Share Certificate allows you to lock in a higher interest rate.

IRA Share Certificate:

  • Minimum $1000 balance for IRA Share Certificate
  • Terms range from 1 year to 5 years
  • Dividends paid annually

Choosing your retirement plan is very important. We offer traditional and Roth IRAs and IRA Certificates to help you meet your retirement goals.

Individual Retirement Account:

  • No minimum balance
  • Up to $5,500 deposit per tax year/up to $6,500 deposit for members 50 years of age or older
  • See your tax professional for possible benefits
  • Visit our education section for more information on IRAs
  • 1, 2, 3, 4 and 5 year

Current Rates

What types of IRAs do you offer?

There are several types offered through UKFCU.

IRA Share Certificate:

  • Minimum $1000 balance for IRA Share Certificate
  • Terms range from 1 year to 5 years
  • Dividends paid annually

Choosing your retirement plan is very important. We offer traditional and Roth IRAs and IRA Certificates to help you meet your retirement goals.

Individual Retirement Account:

  • No minimum balance
  • Up to $5,500 deposit per tax year/up to $6,500 deposit for members 50 years of age or older.
  • See your tax professional for possible benefits.
  • Visit our education section for more information on IRAs
  • 1, 2, 3, 4 and 5 year

Current Rates

How do I re-order checks?

UKFCU Members my login to our Online Banking and order checks online.

  • Select "Services" from the menu list
  • Select "Check Reorder"
  • Complete the required information

And that's it! You may also contact as at 859.264.4200 or 800.234.8528, or visit any of our six branch locations to reorder checks.

 

 

Do you offer student loans?

We partnered with other credit unions to form Credit Union Student Choice. Our members have access to lower cost student loan financing options with lower student loan rates, zero origination fees and more flexible repayment options.  

Learn more about Student Choice and your student loan options by visiting Student Choice's website here.

Do you offer safe deposit boxes?

We offer personal security boxes for rent at our Reynolds Road location! Please visit our Reynolds Road location to check if there is an appropriate box available for your needs. Pricing and sizing are as follows:

Price

Length

Width

Height

$25.00

21 inches

10 inches

2.5 inches

$50.00

21 inches

10 inches

4.5 inches

$75.00

21 inches

10 inches

6.25 inches

$100.00

21 inches

10 inches

10 inches

Go to our hours and locations page for location details.