Personal Loans

If your loan needs don’t fall under one of our standard loan categories, we still have options for you to consider. With a Signature Loan, Share Secured Loan or CreditSMART Loan you have the flexibility to borrow for items other than a home or vehicle.

Signature Loans

  • Unsecured
  • Interest rate based on credit score
  • Up to 60 month term

Share Secured Loans

  • Secured by either Share Savings or Share Certificate
  • Up to 120 month term
  • 50% Secured and 100% Secured Loans available

CreditSMART Loans

UKFCU’s CreditSMART loan can help you establish the credit you need for a smart financial future.


How it works:

  1. You borrow a minimum of $1,000, with a term of 12-24 months.
  2. The funds borrowed will be placed into a savings account to earn interest.
  3. You will make monthly loan payments and when the loan is paid off, you will have the money in the savings account available to withdraw or leave to earn more interest.