Membership

Ownership

UK Federal Credit Union is a member owned financial cooperative, chartered in 1937 to effectively provide member based quality financial services. A board of directors, elected from the membership, declares dividends, sets loan rates, administers policies, and determines the future direction of the credit union. The board hires a President/CEO to oversee the staff and daily operations of the Credit Union. The board, committees and staff remain committed to serving you by offering member driven services and maintaining a financially sound institution.

Eligibility

You are eligible for membership if you, an immediate family member, or a household member are part of the following groups/organizations. Family members and household members do not have to be members for you to be eligible.

  • UK Federal Credit Union employees
  • UK faculty and staff -both full and part-time
  • UK students  – both full and part-time
  • Kentucky Community and Technology College System employees and students
  • EKU faculty and staff  and students – both full and part-time
  • Pattie A Clay Regional Medical Center employees
  • Home Economists and County Agents employed by the USDA in Kentucky
  • UK Agricultural Alumni Association members
  • UK Engineering Alumni Association members
  • UK Law Alumni Association members
  • UK Medical Alumni Association members
  • UK Nursing Alumni Association members
  • Bluegrass Community and Technical College Alumni Association members
  • UK Alumni Association regular members
  • Kentucky Medical Services Foundation employees
  • Members of the American Consumer Council Kentucky Chapter headquartered in Lexington, Kentucky who qualify for membership in accordance with its charter and bylaws in effect as of October 16, 2014.
  • American Red Cross Bluegrass Chapter in Lexington, KY, employees and members qualify in accordance with its charter and bylaws in effect on 5/23/1917; 10/26/12-IA
  • Alure Salon and Day Spa employees
  • Andover Management Group employees
  • Apollo Oil Company employees
  • Aramark-EKU Dining Services employees
  • Autumn Ridge Homeowner Association members
  • A&W Restaurants, Inc. employees who work in, or are paid or supervised from Lexington, KY.
  • BACK Construction employees who work in, or are paid or supervised from Lexington, KY
  • Beaumont Residential Association members
  • Big Ass Solutions employees
  • Bluegrass Chiropractic employees who work in Lexington, Kentucky
  • Brighton East Homeowners Association Members who qualify for membership in accordance with its charter and bylaws effective 6/22/1996.
  • Employees of Bluegrass Family Health who work in, or are paid or supervised from Lexington, Kentucky
  • Brandstetter Carroll, Inc. employees who work in, or are paid or supervised from Lexington, KY.
  • Car Town KIA USA (Nicholasville) employees
  • C&M Disposal and Recycling, Inc. employees who work in, or are paid or supervised from Lexington, Ky
  • Central Kentucky Youth Football League volunteers
  • Commonwealth Tool and Machine, Inc. employees who work in or are supervised from Stamping Ground, KY
  • Courtesy Acura employees
  • Clear Channel Radio employees
  • The Club at Spindletop Hall employees and members
  • Creative Lodging Solutions employees
  • Cutter-Pulliam Electric employees who work in Lexington, Kentucky
  • DW Wilburn Construction employees who work in, or are paid or supervised from Lexington, KY
  • ECO Clean employees who work in, or are paid or supervised from Lexington, KY
  • Fayette Electric Service employees who work in, or are paid or supervised from Lexington, KY.
  • Fazoli’s Restaurant Group, Inc employees
  • FIT4MOM employees who work in Lexington, KY
  • Firebrook Estates Homeowners Association, Inc. employees and members in Lexington, KY
  • FOX 56 WDKY-TV/DT employees
  • Garden Springs Neighborhood Association members
  • Girl Scouts of Kentucky’s Wilderness Road Council employees
  • Glenn Auto Mall employees
  • Graphic Productions employees who work in, or are paid or supervised from Lexington, Kentucky
  • Green’s Toyota of Lexington employees
  • Harrods Hill Neighborhood Association members
  • Hands On Originals and Kentucky Wholesale, Inc. employees
  • Home-Towne Suites employees
  • Half Price Books employees who work in Lexington, Ky
  • Insight Media employees
  • Jalapenos, Inc. employees who work in or are paid from Lexington, KY
  • JRA Architects employees who work in or are paid from Lexington, Kentucky
  • Keeneland Association, Inc. employees who work in, or are paid or supervised from Lexington, KY
  • The Kentuckians Chorus in Lexington, KY members qualify in accordance with its charter and bylaws in effect on 1/1/1977
  • Kentucky Association of Realtors in Lexington, KY employees and voting members who qualify for membership in accordance with its charter and bylaws in effect on 9/25/2014
  • Kwik-Set Fasteners employees who work in, or are paid or supervised from Lexington, Ky
  • Lansbrooke Dairy Queen employees who work in Lexington, KY
  • Lex18, WLEX-TV employees who work in, are paid or supervised from Lexington, KY
  • The Lexington Clinic employees
  • Lexington Motorsports employees
  • Lexington Theological Seminary employees
  • Lexington Theological Seminary students
  • The Lockheed Martin Team employees who work in, are paid, or supervised from Lexington, KY
  • Martina Brothers Company employees of Martina Brothers Company who work in Lexington, Ky
  • M.A.S.H Services of the Bluegrass
  • Neace Lukens, Inc employees who work in or are supervised from Lexington, Ky
  • Opportunity for Working and Learning (OWL) in Lexington, KY employees, board members, and volunteers qualify in accordance with its charter and bylaws in effect on 10/19/2011
  • Orange Leaf employees who work or are paid from Lexington, KY
  • Osher Lifelong Learning Institute (OLLI) employees, members, and volunteers at the University of Kentucky headquartered in Lexington, KY who qualify for membership in accordance with its charter and bylaws in effect on November 2, 2010.
  • Paul Mitchell The School Lexington employees and students
  • Pine Meadows Health Care employees
  • Pinnacle Homeowners Association members
  • QX Networking & Design, Inc. employees
  • Ronald McDonald House Charities of the Bluegrass employees, members, and volunteers who work in Lexington, KY
  • Ross-Tarrant employees
  • Sherman Carter Barnhart Architects employees who work in, or are paid or supervised from Lexington, KY
  • Technical Fulfillment, Inc. employees who work in, or are paid or supervised from Lexington, KY.
  • Thomas & King, Inc. employees who work in, or are paid or supervised from headquarters in Lexington, Ky
  • Tiffany & Co. employees who work in, are paid or supervised from Lexington, KY
  • UK College of Dentistry Alumni Association members
  • University Club of Kentucky employees
  • Walnut Creek Homeowners Association in Lexington, KY members qualify in accordance with its charter and bylaws in effect on 11/1/2012.
  • WKYT-TV employees
  • YMCA of Central Kentucky employees who work in, or are paid or supervised from Lexington, KY.
  • UKFCU has added certain geographic areas to its field of membership. If you live, work, worship or attend school in the highlighted area on the map, you are now eligible for membership.

Please use the search tool on the map below to check an address for your home, work, church or school, to see if you are eligible! Remember, you only need one of the four to be inside the highlighted area to be eligible for membership.

Benefits

University of Kentucky Federal Credit Union provides its members access to numerous benefits and discounts. The following are just a few of the advantages of membership:

UKFCU is with you through all the stages of your life even after you graduate, retire, change jobs, or move. By keeping your account in good standing you are eligible for lifetime membership.

Application

To join UKFCU, fill out the online application request, call 859.264.4200 or 1.800.234.UKCU (8528) or drop by one of our convenient locations.