Home Mortgage Loans
Looking to buy a house? Whether you’re a first time homebuyer, or looking for your forever home, UKFCU has the home loan options to fit your individual needs. We’re here to answer all your questions and walk you through the process step by step.
We partner with SWBC Mortgage Corporation to offer the perfect loan to fit your needs and your budget.
Our loan options include:
- Conventional 30 year and 15 year fixed rate loans
- FHA/VA loans
- Home mortgage refinancing
Home Plus Program
Through our Home Plus Program, we offer every resource you need for the home buying and home selling process, from start to finish. This includes everything from choosing your realtor to closing your loan. SWBC selects experienced realtors who have agreed to give a portion of their commission back to you. Find the home of your dreams and save money in the process with the Home Plus Program.
*Please note: UKFCU does not receive any compensation for members following links to SWBC’s website.
Reynolds Road Branch
Tates Creek Branch
Choose the Home Loan that Fits Your Needs
Before you start looking for a home, make sure you're on solid ground financially. Can you pay the up-front costs of purchasing a house as well as the ongoing monthly mortgage and other living expenses? We've provided a wide range of calculators for you to use to determine the preliminary answers. Plug in your figures and see if it all adds up.
- Make a payment
- Check payment history
- Speak to a representative