*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Dividends that are withdrawn will not be available for compounding interest. Dividend selection type may vary based on certificate type but are limited to monthly, annually, at maturity. Certificates will automatically renew for at the original term, after a 7 calendar day grace period, if not withdrawn or transferred at maturity, and will be subject to the current dividend rate for the original term at the time of renewal. Business certificates are not eligible for auto-renewal. Penalties may apply for early withdrawal from certificate accounts. Please see a representative for additional details. Fees may reduce earnings.