Rewarding Loyalty with Rewarding Rates!

Loyalty. Those seven letters have been the driving force behind our growth from the few professors who started our Credit Union in 1937 to the over 107,000 members we have today. Our members show their loyalty to UKFCU in all sorts of ways - from using our checking accounts for their everyday banking to getting loans for their homes or cars to investing for their retirement. And for the members who have been so loyal to us, we want to show our loyalty to them with True Blue Pricing!

With True Blue Pricing, we're offering UKFCU members with a checking**, loan** or investment** relationship a bonus 0.25% APY* on Savings Certificates so that their money can work even harder in the months and years ahead. It's our way of saying thanks to the members who've helped us get where we are today!

Click below to open a True Blue Savings Certificate and get the rewards that you deserve!

Open a True Blue Certificate!


Check Out Our True Blue Certificate Rates!

See our Savings Certificate and IRA Certificate rates below. If you want a comparison between the regular rates and the True Blue rates, please click here.

Savings Certificates

Period True Blue Rate True Blue APY Minimum Balance
5 Months 4.17% 4.25% $1,000
6 Months 1.98% 2.00% $1,000
9 Months 5.13% 5.25% $1,000
1 Year 2.47% 2.50% $1,000
16 Months 3.93% 4.00% $1,000
18 Months 2.23% 2.25% $1,000
2 Years 2.33% 2.35% $1,000
3 Years 2.72% 2.75% $1,000
4 Years 2.72% 2.75% $1,000
5 Years 2.81% 2.85% $1,000

IRA Certificates

Period True Blue Rate True Blue APY Minimum Balance
6 Months 1.98% 2.00% $1,000
9 Months 5.13% 5.25% $1,000
1 Year 2.47% 2.50% $1,000
16 Months 3.93% 4.00% $1,000
18 Months 2.23% 2.25% $1,000
2 Years 2.33% 2.35% $1,000
3 Years 2.72% 2.75% $1,000
4 Years 2.72% 2.75% $1,000
5 Years 2.81% 2.85% $1,000

Open a True Blue Certificate!


* Annual Percentage Yield. Rates are current as of 7.1.24. Membership eligibility is required, $1,000 minimum balance required to open certificate and earn stated APY. Fees may reduce earnings. Early withdrawal penalties may apply. Please see a representative for additional details, other restrictions may apply. Federally insured by NCUA.
** True Blue Pricing Promotion: True Blue Pricing applies to members who qualify for True Blue Membership. True Blue Members will receive a 0.25% increase on the APY for the initial term of any qualifying certificate or IRA certificate, excluding Bump-Rate Certificates. True Blue Membership requires the member to meet one of the following criteria:
i. An Active Checking Account
   Active and in good standing, defined as not dormant and the account balance is $0.00 or greater
   Opened for 30 days or more
ii. A Loan Relationship
   Excludes Student and Credit Card Loan relationships
   Existing and active lines of credit
   Loans must be in good standing, defined as less than 40 days past due or delinquent
iii. An Investment Client