There are many benefits to being a part of the Wildcat family!
Bleeding Blue comes with its perks, and as the official credit union of the University of Kentucky, UKFCU provides exclusive benefits to UK employees like you.
Why join UKFCU?
UK Federal Credit Union is a not-for-profit financial cooperative. This means extra money isn’t given to a few stockholders but returned to members in the form of better rates and services. Our sole purpose is to serve the financial needs of our members by offering quality service and products while maintaining a financially strong institution.
As a new employee at the University of Kentucky, you automatically qualify for membership! But there are many other ways friends and family can be eligible for membership outside of being associated with UK. Check out the complete list of our Preferred Partners below.
checkclipboard What do I need to open my account?
To open your account and start receiving your UK Employee benefits, you'll need the following:
- Government-issued photo ID
- UK Staff ID
- $25 Deposit into Savings
New Checking Account + Direct Deposit = $200*!
At UKFCU, we're big fans of math. In fact, we're such big fans of math that we want to ask you a simple question: What do you get if you open a UKFCU Checking Account and add your Direct Deposit? Answer: You get $200*!
That's right! If a Checking Account with no monthly maintenance fees, no minimum balance, online and mobile banking options, Apple Pay and Google Pay compatibility, and the choice of nine different debit card designs wasn't enough, we also want to give you $200*! Click below to get started today or visit one of our seven branches!
Just use promo code: 200Better
Earning Your $200* Bonus is Easy!
All you have to do is:
- Open a new UKFCU Checking Account.
- Contact your HR Department and move your Direct Deposit payroll to your new UKFCU Checking Account.
- Complete three Direct Deposits totaling $3,000 or more within 95 days of opening the Checking Account.
- And that's it!
Click below to get started today or visit one of our seven branches!
Just use promo code: 200Better
Existing Members Open Account New Members Open Account
Benefits of Membership
bank Investment Services
- Complimentary Retirement Review Annually for UK Employees and access to investment services available through CUSO Financial Services, L.P.
- 403(b) and 401(k) guidance and management
- Pre- and post-retirement planning
- Portfolio reviews, analysis, and assessments
- Advisory investment accounts
- Employee benefit options
- Financial planning
- Investment strategy
Meet our Investment Representatives
home Mortgages
- NO origination or lender fees for UK employees
- Save on closing costs when you purchase your home through our HomeBuying Concierge.
Determine your Home Loan needs through calculators:
HOW MUCH INCOME DO I NEED?
HOW MUCH WILL MY MONTHLY PAYMENTS BE?
PRE-QUALIFY
check Additional Benefits
Access to Smart Money Center
- Personalized courses with wellness-boosting tools
- Fun, interactive games to keep you focused on building strengths
- Dynamic videos and articles to expand your skillset
- PLUS, a .25% discount on your next auto loan when you complete the Banzai Plus course.
Checking Accounts
- No minimum balance
- No monthly service charge
- Overdraft protection
- Instant issue Visa debit card at any of our branch locations.
- First ordered box of checks are FREE
- ATM access across the US with Allpoint - ATM Locator
Visa Signature & Platinum Credit Cards
- Low APR
- No-fee balance transfers
- No annual fee
- No penalty interest hikes
- CURewards Program
Ready to join? We make joining easy and hassle free!
We get it, you are busy! You can open your account today online by clicking the "Open Account" button below. You can also open an account in-branch by visiting one of our six branch locations, or by calling us at 859.264.4200.
