Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
We bleed blue, just like you! We're so excited for football season to be back that we want to help celebrate the Cats when they win.
And how are we going to reward the UK fanbase? By offering 0.25% off* the rate for any new direct auto loan for two weeks following a University of Kentucky Football win!
Thanks to the Cats' most recent win, you have until September 27th! So, what are you waiting for? Apply for your auto loan today!
UKFCU Buy-Down Program
Plus, you can combine this offer with three other qualifying events to get up to 1% off your auto loan! That's because "Cats Roll, You Roll*" is part of the UKFCU Buy-Down Program**, which allows members to complete 4 out of 8 criteria to get up to 1% off their auto loan! These include:
- Auto Pay from a UKFCU Account
- Direct Deposit with UKFCU
- UKFCU Auto Loan Payoff Discount
- UKFCU GAP Advantage Program
- UKFCU Vehicle Warranty
- UKFCU Credit Life/Disability
- Banzai Plus Course
- Cats Roll, You Roll
Want to learn more about the UKFCU Buy-Down Program? Just click the button below!
Live your best financial life with UKFCU.
Products and services designed for your goals.
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
* Offer valid for two weeks following the most recent win by the University of Kentucky Football Team during the 2025/2026 season. Offer includes a 0.25% (25 basis points) discount off the Annual Percentage Rate (APR) when applying for a direct auto loan at UKFCU at time of application date. See Buy-Down Program conditions for more. Membership Eligibility required. Minimum deposit of $5 required to open Prime Share account. UKFCU reserves the right to end the promotion without notice. Offers may not be combined. Please see a representative for additional details. UKFCU employees are excluded from this promotion. Federally insured by NCUA.
** All used vehicle loans (7 years old or newer) are eligible for rate Buy-Downs, except Boat/PWC/RV, Motorcycle, and ATV/UTV loans. The member may choose up to four buy-down options, each buy-down valued at 0.25% each, for a maximum buy-down amount of 1%. Multiple services of the same product will count as one buy-down (i.e., Credit Life and Credit Disability). Buy-downs are non-transferable. All buy-downs should be presented by the time of funding.
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