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BlueVantage

Checking

With unrivaled security and smart savings, BlueVantage Checking makes it easier to protect your finances and save money on everyday purchases.

Peace of mind. It's one of the most important benefits a Credit Union can provide.

Unlock everyday value with BlueVantage Checking - packed with benefits that go beyond the basics. For just $7 a month, enjoy peace of mind with Cell Phone Protection, convenient 24/7 Telehealth access, Roadside Assistance when you need it most, ATM fee rebates and more. 

It's checking with serious advantages!

Benefits

BV ATM Rebates Icon

ATM Fee Rebates*

Access your money anywhere. Get reimbursed up to $10 per statement cycle for ATM fees charged by non-UKFCU ATMs.

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Cell Phone Protection²

Receive up to $600 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims and maximum of $1,000 per eligible account, per twelve-month period. Covers up to four phones on a cell phone bill*.

BV Dark Web Monitors

Dark Web Monitoring

Monitor your personal information on the dark web and receive alerts when your personal information is exposed online with our Dark Web Monitoring identity theft prevention product, also known as cyber monitoring*.

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Earn Dividends**

Grow your balance. Earn 0.25% APY on account balances over $1,500—let your checking account pay you for a change!

BV ID Protect Icon

IDProtect®²

IDProtect® helps to better protect you and your joint account holders for any identity fraud event, financial or otherwise, anwhere in the world even if the event has nothing to do with your account at University of Kentucky Credit Union.

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Loan Discounts***

Save more on your next loan. Get a 0.25% rate discount on auto and personal loans—just for having a BlueVantage Checking Account.

BV Roadside Assistance Icon

Roadside Assistance²

24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence*.

BV Telehealth Icon

Telehealth¹

Access to 24/7 video or phone visits with a U.S.-based, board-certified, licensed and credentialed doctors ready to care for you and your family. There are zero copays and no surprise bills, plus discounts on prescriptions and lab work. Telehealth covers non-emergency, urgent care for things like allergies, sinus infections, flu, and more.

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Travel & Leisure Discounts

Money-saving discounts for thousands of local and national businesses. Members can redeem and print coupons online or access discount from their mobile device. Digital Access makes saving super easy and convenient, giving instant savings anywhere and anytime!

Early Pay Arrows

Early Pay****

Why wait for what’s yours? Get access to your paycheck up to two days early when you set up direct deposit to your BlueVantage Checking Account. It’s a simple way to take control of your finances—no hoops, no hassle.

¹Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance. ²Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. *BlueVantage Checking Accounts are eligible for reimbursement of up to $10 in surcharge fees from non-UKFCU ATMs per statement cycle. Reimbursement will be paid into your checking account by the fifth day of the following month's statement cycle or the next business day. **$1,500 minimum balance required to earn dividend of 0.25% APY (Annual Percentage Yield). Fees may reduce earnings. Rates may change after an account has been opened. Please see a representative for additional details, other restrictions may apply. ***0.25% APR (Annual Percentage Rate) loan discount available for auto and personal loans. Loans subject to credit approval and loan requirements. ****Must have UKFCU account with active direct deposit. Early Pay is subject to when we receive pay information from the Federal Reserve. Some exclusions may apply to non-traditional ACH account credits.

Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
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