
Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Fixed Home Equity Loan
A Fixed Home Equity Loan from UKFCU offers a stable loan amount at a low interest rate.*
*Member qualifications apply. Eligibility for Fixed Home Equity Loans requires that your home is owner-occupied and located in Kentucky. Consult your tax advisor for possible tax benefits. Rate is based on credit history. Terms and conditions may apply.
Flexible Home Equity Line of Credit (HELOC)
With a HELOC, you get a flexible rate that's typically lower than other types of loans, and you can borrow only what you need.*
*Member qualifications apply. Home Equity Line of Credit as low as Prime minus one, with a floor of 3.00% and a maximum rate of 18.00%. Rate is variable. A credit score of 760 or higher is required to achieve advertised rate. If loan is paid in full in less than 3 years and a line of credit is closed, member will be required to pay closing costs of approximately $150-$600 to UKFCU. Eligibility for Home Equity Lines of Credit requires that your home is owner-occupied and located in Kentucky. Consult your tax advisor for possible tax benefits. Rate is based on credit history and subject to change. Terms and conditions may apply. If this is Investment Real Estate, you will need to apply for a Business HELOC.
Protect your biggest investment with Debt Protection.
Debt Protection from UKFCU gives your family financial relief when they need it the most.
Live your best financial life with UKFCU.
Products and services designed to keep you on the right path.
Checking minus the fuss.
UKFCU checking accounts offer ease, value and convenience with no monthly fees or minimum balance requirements.
Learn more about BlueTrade.
It's investing...only better!
Get more smiles per mile...
...with an auto loan from UKFCU.
Mindful Money
Boost your financial knowledge and wellness when you visit our money-mindful blog.
Your financial wellbeing is our top priority.
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