Mobile Banking

Online banking doesn’t have to be done from your desktop. When you download the UKFCU Mobile Banking app on your smartphone, enjoy all the conveniences of online banking on the go. Be sure to enroll in Online Banking first if you are not already enrolled. 

Mobile Banking features:

• Pay bills from anywhere, any time of day
• View your credit card transactions
• View graphs that show your expenses-to-income and recent balance changes
• Locate free ATMs wherever you are
• Find Shared Branching locations when you're not near UKFCU
• Deposit checks with Mobile Deposit
• Apply for loans and get answers in minutes
• Transfer funds to another UKFCU member
• ...and so much more!

Add your UKFCU debit or credit card to your digital wallet to pay with a tap of your phone.

Mobile Payment features:

• Just tap and go—no need to insert a card or handle cash

• Skip entering PINs or signing receipts in most cases

• Maintain security & privacy through encryption, biometrics and tokenization

• Store multiple cards, IDs, and even event tickets in one app

• Works in millions of locations worldwide, wherever you see the contactless symbol

How do I add my UKFCU debit card to my digital wallet?

You can add your UKFCU debit card to your Apple Pay or Samsung Wallet for easier access and streamlined check outs! Below, find instructions on how to add your card to your phone's digital wallet.

Apple Pay:

1. Open your Wallet App. If not installed, you can download it from the app store here.
2. Once you have the app open, click the + symbol.
3. Select Add Debit or Credit Card.
4. Follow the prompts to add your UKFCU card.

Samsung Pay:

1. Open your Wallet App. If not installed, you can download it from the app store here.
2. Once you have the app open, click Menu.
3. Select Payment Cards.
4. Click the + symbol.
5. Select Add Payment Card.
6. Follow the prompts to add your UKFCU card.

Opening a new checking account should feel exciting—not like a to-do list. That’s why we’ve added a new guided setup experience inside Online and Mobile Banking to help you get everything up and running quickly and easily. 

Once you open your checking account, you’ll be guided through a simple process that helps you take care of the most important next steps—all in one place. 

Here's what you'll see after you open your checking account:

Switch your direct deposit - Skip the paperwork. We’ll help you move your paycheck to your new account in just a few clicks.

Move your subscriptions and recurring payments - Streaming services, memberships, utilities—bring them all over easily so nothing gets missed.

Learn more about your options — Explore savings, loans, and other products designed to support your financial goals.

This guided setup is completely optional and appears automatically after you open your checking account and lets you move through each step at your own pace. 

We're ready when you are! Log in to Online or Mobile Banking after opening your checking account to get started.

How do I log into Mobile Banking?

Before you log into Mobile Banking, you must make sure you have re-enrolled in Online Banking through your browser. Once you have created your User ID and password within Online Banking, you will use the same User ID and password for Mobile Banking.

Our mobile app can be downloaded on the App Store and the Google Play Store.

How can I be sure I have the new Mobile Banking app?

It’s easy! Our new app icon has a white background with a blue logo. If you are seeing a different color scheme on the app icon, then you need to update your app.