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Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan:2.49%*Credit Card:7.74%*
Boat/RV Loan:4.49%*Motorcycle/ATV Loan:5.24%*
Money Market:.50%**Home Equity Loan:4.49%*
Share Certificates:2.00%**Home Equity Line of Credit:3.00%*
*as low as**as high as
Truth In Savings/Rate and Fee Disclosure

Rates are effective as of 02/20/17. Rates are subject to change and credit approval.

  • Feel the Love! Do you “Feel the Love!” with your current Auto Loan? Is your relationship with your auto loan one-sided? If you are unhappy with your interest rate, loan terms, or your credit score has improved it might be time to refinance your auto loan with UKFCU. UKFCU is a great choice when it comes to refinancing your auto loan.  ...
  • Break up with your bank and receive $50! Break up with your bank and receive $50 by joining UK Federal Credit Union!* At UKFCU you are not just another number, you are a  member of the family. As a not-for-profit organization we are able to offer our members lower rates on loans, higher yield rates on savings, better credit card deals, lower to no ...
  • Introducing Our New and Improved Mobile App! Before downloading the app, you need to enroll in online banking. If you are not enrolled in online banking, click here it’s easy. If you need help enrolling call 859.264.4200 or 800.234.8528. Click here for our easy 3-step instructions to get started with mobile banking.
  • Mobile Pay A New Way to Pay Your UKFCU Visa card and debit card and Apple Pay will change the way you pay. Pay with a single touch Use Apple Pay and your UKFCU Visa card to pay the easy, secure and private way at hundreds of thousands of stores and participating apps. See a complete list of Apple Pay ...
  • Business Loans at UKFCU can help your business thrive! Business Accounts University of Kentucky Federal Credit Union has several business checking solutions to choose from, business deposits, merchant services and business lending to make your business a success. Click Business Accounts to learn more. Business Lending Business Loans at UKFCU can help your business thrive! Lee Jackson is the Business Relationship Officer at UKFCU. Jackson began his career ...
  • LexArts SMART Card Holders Special Offer! Did you know you can join the UK Federal Credit Union? The credit union is one of the best places for you to keep your money and get loans. We offer some of the best rates in town. PLUS as a LexArts SMART Card holder, we’ll put $50 in your new account! To join, visit one of ...
  • Dealer Auto Cash – Get $20 Shell Gas Card or $50 Visa Gift Card Receive a FREE $20 Shell gas card by bringing the Dealer Auto Cash Form to a participating dealership. Or, upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Union! Call or visit to get pre-approved before you shop or tell your ...
  • 5 Reasons to File Your Taxes Early 1. You’ll get your money as soon as possible. Of course, this is probably the most apparent reason to file early. The sooner you file for a refund, the sooner you’ll get it back. If you tend to procrastinate and file closer to Tax Day, the busier the IRS will be, and the longer it will ...
  • Coming Soon! We are redesigning a newer version of our website! Stay tuned for further updates!
  • Financial Tips for 2017 15 Financial Tips for 2017 1. Have An Emergency Fund Save enough to get you through three to six months of unemployment. That’s the average amount of time it takes to get a new job. If you find you’re being derailed by unforeseen events – like car repairs or vet bills – a chunk of cash will ...
  • Business Loans at UKFCU can help your business thrive! Business Accounts University of Kentucky Federal Credit Union has several business checking solutions to choose from, business deposits, merchant services and business lending to make your business a success. Click Business Accounts to learn more. Business Lending Business Loans at UKFCU can help your business thrive! Lee Jackson is the Business Relationship Officer at UKFCU. Jackson began his career ...
  • A mortgage you can count on.* Home Mortgage *All mortgage services provided by our partner, SWBC, a well-established mortgage banking rm SWBC was selected to process and close home loans for our members due to their excellent reputation, their financial strength and stability, and their wide array of loan products. NMLS #9741. Federally insured by NCUA. Equal Housing Lender. Your home can be ...
  • Renting vs Buying – Which one is Right for You? When Buying a Home Beats Renting The past few years have given rise to the notion that, counter to the long-held “American Dream,” buying a house isn’t always the right decision. Some people consider their financial situation and other factors and find it makes more sense to keep renting. But if you’re contemplating the decision, here are ...
  • 5 Tips to Start your Emergency Fund The common sense side of you likely knows you need money for life’s little unplanned events, but how much do you really need?  More importantly, how do you find the breathing room in your budget to build savings? Here’s how to start an emergency fund: Set a target number that feels possible. Goal-setting research confirms that people are ...
  • College Students and Credit Cards – Tips From UKFCU Should My College Student Get a Credit Card? As summer draws to a close, college students are heading to school. While you are taking advantage of store sales on twin sheet sets and dorm room decor, there are a few other things you and your student should consider – one of the most important being finances. Until ...
  • Start Saving & Avoid Debt with these UKFCU Tips! Check out These Financial Tips to Start Saving and Avoid Credit Card Debt In a recent survey, the National Foundation for Credit Counseling found that two out of five Americans don’t have a monthly budget. About the same portion carry credit debt every month. Below are some hints you may find useful for helping manage your money. • ...
  • Save Money This Summer With Tips From UKFCU Summer is here and our thoughts turn to vacations, the outdoors, sun and heat!  We’re almost halfway through the calendar year and finding ways to save money will help you stay on budget! Almost half the energy your home uses is for heating and cooling, according to Energy Star. It’s estimated for each degree a thermostat ...
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  • UKFCU.com is not affiliated with UKFCU Please be aware ukfcu.com is not affiliated with the University of Kentucky Federal Credit Union. Please make sure you are always using ukfcu.org when accessing our website. Thank you!

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Mon 05/29/17: Memorial Day

Title: Memorial Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Memorial Day. ATMs, Online and Mobile Banking available 24/7.

Tue 07/04/17: Fourth of July

Title: Fourth of July
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe the Fourth of July. ATMs, Online and Mobile Banking available 24/7.

Mon 09/04/17: Labor Day

Title: Labor Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Labor Day. ATMs, Online and Mobile Banking are available 24/7.

Mon 10/09/17: Columbus Day

Title: Columbus Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Columbus Day. ATMs, Online and Mobile Banking are available 24/7.

Fri 11/10/17: Veteran\'s Day (Observed)

Title: Veteran\'s Day (Observed)
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Veteran\'s Day. ATMs, Online and Mobile Banking are available 24/7.

Thu 11/23/17: Thanksgiving Day

Title: Thanksgiving Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Thanksgiving Day. ATMs, Online and Mobile Banking are available 24/7.

Mon 12/25/17: Christmas Day

Title: Christmas Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Christmas Day. ATMs, Online and Mobile Banking are available 24/7.

Mon 01/01/18: New Year\'s Day

Title: New Year\'s Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe New Year\'s Day ATMs, Online and Mobile Banking are available 24/7.

 

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