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Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan:2.24%*Credit Card:7.49%*
Boat/RV Loan:4.24%*Motorcycle/ATV Loan:4.99%*
Money Market:.50%**Home Equity Loan:4.49%*
Share Certificates:2.00%**Home Equity Line of Credit:3.00%*
*as low as**as high as
Truth In Savings/Rate and Fee Disclosure

Rates are effective as of 10/03/16. Rates are subject to change and credit approval.

  • Wrap Up Holiday Shopping with Visa Gift Cards Wrap up your holiday shopping with Visa Gift Cards. Finish your gift buying with ease. It’s the perfect gift for those hard to shop for loved ones and friends! Available at teller window. Hours & Locations
  • Give the Gift of Reading This holiday season UKFCU has partnered with the INTERNATIONAL BOOK PROJECT* to collect children’s books which will be distributed to schools and libraries in under-privileged areas locally and around the world. We will be collecting books from November 14th to December 19th. Bring NEW or GENTLY used children’s books and drop them in the bins at any of ...
  • Give the Gift of Membership this Holiday Season It’s the season of giving! Share a gift you’ll both enjoy. Refer a new member to UKFCU, when they join you each receive $25! Now through December 31, 2016! Click here for a printable referral form or pick up a referral card at any branch. Here are the details!  * Expires 12/31/16. Referral cards are available at all branches. ...
  • Tis the Season to be Jolly! Tis’ the season to be jolly! Get the card that’s perfect for the holidays! Earn travel rewards and 1% cash back. Ideal for purchasing gifts for everyone on your list. With no annual fee or balance transfer fee, its just another way of putting the magic back into the season! The Visa Signature Card also offers many exclusive benefits, like: CU Rewards Mall ...
  • Do You Believe? Do you believe in saving on your auto loan with cash back? Need a little extra cash for the holiday season? Is your current interest rate significantly higher than what you could get today? UKFCU is a great choice when it comes to refinancing your auto loan.  Not only do we have interest rates as low as 2.24%*, ...
  • A Holiday Loan Just for You! A Holiday Loan Just for You! Holiday Loans from UKFCU are affordable and easy. Payments as low as $87.68 a month! Great for holiday gifts, travel or special celebrations! Borrow a minimum of $1,000 up to $2,500 with 12 months to repay. UKFCU, offering a simple solution to those added expenses as you celebrate this holiday season. Offer ...
  • Mobile Pay A New Way to Pay Your UKFCU Visa card and debit card and Apple Pay will change the way you pay. Pay with a single touch Use Apple Pay and your UKFCU Visa card to pay the easy, secure and private way at hundreds of thousands of stores and participating apps. See a complete list of Apple Pay ...
  • LexArts SMART Card Holders Special Offer! Did you know you can join the UK Federal Credit Union? The credit union is one of the best places for you to keep your money and get loans. We offer some of the best rates in town. PLUS as a LexArts SMART Card holder, we’ll put $50 in your new account! To join, visit one of ...
  • Dealer Auto Cash – Get $20 Shell Gas Card or $50 Visa Gift Card Receive a FREE $20 Shell gas card by bringing the Dealer Auto Cash Form to a participating dealership. Or, upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Union! Call or visit to get pre-approved before you shop or tell your ...
  • Tips to Avoid Fraud this Holiday Season   Last year – right around this time – my wallet was stolen from my son’s stroller. (Okay I shouldn’t have placed it in the stroller in the first place, but I never imagined anyone would steal it. It was only slightly visible, tucked inside a pouch.) You can guess the rest. In a store elevator, while a ...
  • 5 Tips for Sticking to your Holiday Budget From presents to parties to poinsettia, researchers at Magnify Money, a personal finance website, found that Americans with debt sank an additional $986 in credit card debt over the holidays last year. This holiday season consumers seemed poised for yet another shopping spree. The National Retail Federation estimates retail sales in November and December will jump 3.6% to $656 billion. And ...
  • 9 Tips to Start Your Emergency Fund Saving money is not easy. For many Americans, there’s not much cash leftover once the bills get paid each month. Building up an emergency fund and saving for retirement is a struggle, but it’s not impossible. Sometimes, it just starts with a small step. For example, one way to begin building an emergency fund is to ...
  • Tips to Save Money this Halloween! You don’t have to play trick or treat with your budget this Halloween when you plan those candy purchases and flex your crafting muscles to make decorations. The National Retail Federation estimates that consumers will spend $8.4 billion on Halloween this year, with the average person shelling out about $83 on decorations, costumes and candy. ...
  • 5 Reasons to House Hunt in the Fall Spring and summer are prime seasons for buying and selling real estate. The weather is milder and more conducive for a move, and if you have kids, summer lets you settle into a new place before the little buggers head back to school. But while May to September are considered the best times of the ...
  • 9 Money Moves to Make before the Fall Season As yet another fun summer season winds down, there’s no better time than the start of autumn to take a look at our finances to see where we can make adjustments. Consider these 9 money moves to make before the leaves change. Get Back to Budget Reality Summer activities can put budgeting on the back burner as ...
  • Should Your Student have a Credit Card? As summer is drawing to a close, college students are gearing up to head back to school.  Many colleges start in August, so it’s a good idea for students and parents to begin to prepare themselves as early as possible. While you take advantage of store sales on twin sheet sets and funky dorm decorations, ...
  • Back to School Money Saving Tips! The lazy days of summer are slowly winding down. In the weeks ahead, many kids across the country will say farewell to swim parties and play dates in exchange for school books and packed lunches. The annual prep for back to school comes with a cost. According to the National Retail Federation, the average family with children in ...
  • Tips on setting up your first 401K You got the job. Congratulations! At the orientation, the benefits office is going to give you a huge booklet about your retirement plan (or a link to a website that would cause a laser printer to catch fire if you tried to print it all). Here’s what not to do: Set the booklet aside, promise ...
  • Tips to Save Money and Prioritize Debt We all want to be more responsible with our money. While that sounds great in theory, it can get confusing once you start to break things down. Emergency funds, savings funds and debt all need to be addressed regularly, but trying to figure out a consistent method leaves some paralyzed with indecision. One of the problems ...
See More Blog Entries
  • UKFCU.com is not affiliated with UKFCU Please be aware ukfcu.com is not affiliated with the University of Kentucky Federal Credit Union. Please make sure you are always using ukfcu.org when accessing our website. Thank you!
  • 9.17.2015 Email About Unauthorized ACH/Automatic Draft is a Scam The image below is a screen shot of a recent scam email sent to UK employees including both UKFCU members and non-members. Members’ email and information has not been compromised. The fraudsters are blanketing UK’s public email list. The email states that a recent ACH/automatic draft transaction was rejected and to click the link to review ...
  • 8.18.2015 Update on Recent Email Scams Update on Recent Email Scams Recently some of our members have received email scams known as phishing. UKFCU has taken steps to protect our members security and to take down these cyber scams. Today we want to share information about how these scams work and what you can do to protect yourself. What is a Phishing Scam? Phishing ...
  • 8.10.2015 Email sent to UKFCU Members is a Scam! EMAIL SCAM-AUGUST 10! Another scam email hit UKFCU members Monday, August 10! UKFCU members were informed an ACH or automatic draft from their account had not cleared. THIS IS A SCAM. Do not click the link in the email or supply any information. UKFCU would not ask members to update information to online banking by email or inform ...
  • 9.10.2014 Home Depot Debit and Credit Card Compromise Update As many have heard, The Home Depot had a compromise that potentially impacts customers who used debit/credit cards at their stores in 2014 from April on. Remember that you are not responsible for unauthorized transaction that you report to UKFCU. If you notice any suspicious activity on your account, please let us know as soon as ...
  • 6.23.2014 P.F. Chang’s Data Breach UKFCU is closely monitoring the situation with the recent data breach at P.F. Chang’s. Click here for the latest information http://www.pfchangs.com/security/
  • 4.15.2014 UKFCU.COM is a Phishing Website! Please use caution when accessing UKFCU.org. Recently a website has been discovered using UKFCU.com, possibly fooling our members into thinking they are the University of Kentucky Federal Credit Union website. University of Kentucky Federal Credit Union suggests the following tips to avoid phishing websites: Make sure you are entering the correct site name – UKFCU.org not UKFCU.com. Type ...
  • 1.16.2014 Target Data Breach Update New light has been shed on the Target breach, which may now include 110 million people. It appears that someone managed to distribute malware onto Target’s Point-of-Sale terminals. The malware parses data briefly stored in the terminals (stripe data) and then stored on the target servers for download. The username and password used to access ...

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Mon 12/26/16: Christmas Day Holiday

Title: Christmas Day Holiday
Time: All Day
Location:
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Mon 01/02/17: New Year\'s Day Holiday

Title: New Year\'s Day Holiday
Time: All Day
Location:
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