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Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan:2.24%*Credit Card:7.49%*
Boat/RV Loan:4.24%*Money Market:.50%**
Home Equity Loan:4.49%*Share Certificates:2.05%**
Home Equity Line of Credit:3.00%*
*as low as**as high as
Truth In Savings/Rate and Fee Disclosure

Rates are effective as of 04/29/01. Rates are subject to change and credit approval.

  • Enjoy Life. FREE Checking and $50!   Open a new checking account in May with direct deposit and e-statements and UKFCU will give you $50!* Plus, checking at UKFCU is absolutely FREE! UKFCU’s checking account is free, flexible and convenient. With five branches, online and mobile banking, ATMs and online bill pay, UKFCU provides traditional checking with the power of technology. Get started today! ...
  • Share the Rewards And Get $25 For You – $25 For A Friend! Life is better with friends. Banking is better with your credit union…share it! Now through May 31, 2016 refer a new member to UKFCU and you each receive $25!* Download the Member Referral Form and start banking with your friends today! Eligible individuals may apply for membership online by clicking the JOIN NOW button below, calling 859.264.4200, or ...
  • Understanding the Crazy World of Auto Insurance Join us for a seminar on Thursday, May 12, as we discuss the crazy world of auto insurance and how to make sure you are getting the most bang for your buck. Thursday May 12, 2016 Hamburg Branch – 2557 Sir Barton Way 6:00 p.m. – 7:00 p.m. Light refreshments provided RSVP Today!
  • Financial Fitness Day – June 4, 2016 Find out your credit score, talk with a Financial Service Officer, enjoy refreshments or attend one of these informational seminars – Insurance, Mortgages, Investments, and Debt Management. You won’t want to miss this opportunity to get financially fit! Join us on Saturday, June 4 from 9:00 a.m. – 1:00 p.m. at the Hamburg branch, 2557 Sir Barton Way. Please use the form ...
  • Your Credit Union. Your Credit Card. When it comes to choosing a credit card to help with life’s unexpected expenses you need one that is straightforward. With a Visa from UKFCU you’re getting competitive rates with no hidden costs. The interest you pay is invested in your credit union and returned to you with lower loan rates and high quality services. Benefits ...
  • A mortgage you can count on.* Home Mortgage *All mortgage services provided by our partner, SWBC, a well-established mortgage banking rm SWBC was selected to process and close home loans for our members due to their excellent reputation, their financial strength and stability, and their wide array of loan products. NMLS #9741. Federally insured by NCUA. Equal Housing Lender. Your home can be ...
  • LexArts SMART Card Holders Special Offer! Did you know you can join the UK Federal Credit Union? The credit union is one of the best places for you to keep your money and get loans. We offer some of the best rates in town. PLUS as a LexArts SMART Card holder, we’ll put $50 in your new account! To join, visit one of ...
  • Dealer Auto Cash – Get $20 Shell Gas Card or $50 Visa Gift Card Receive a FREE $20 Shell gas card by bringing the Dealer Auto Cash Form to a participating dealership. Or, upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Union! Call or visit to get pre-approved before you shop or tell your ...
  • House Hunting Tips for Buyers and Sellers Real estate is growing strong in 2016. First-time and entry-level buyers find little inventory but lots of competition, leading to a frustrating seller’s market. For sellers, this means quicker and easier sales, if they cross their t’s and dot their i’s. For buyers, this means fighting it out with others for their dream home. Here are tips for ...
  • Understanding the Crazy World of Auto Insurance Join us for a seminar on Thursday, May 12, as we discuss the crazy world of auto insurance and how to make sure you are getting the most bang for your buck. Thursday May 12, 2016 Hamburg Branch – 2557 Sir Barton Way 6:00 p.m. – 7:00 p.m. Light refreshments provided RSVP Today!
  • Financial Fitness Day – June 4, 2016 Find out your credit score, talk with a Financial Service Officer, enjoy refreshments or attend one of these informational seminars – Insurance, Mortgages, Investments, and Debt Management. You won’t want to miss this opportunity to get financially fit! Join us on Saturday, June 4 from 9:00 a.m. – 1:00 p.m. at the Hamburg branch, 2557 Sir Barton Way. Please use the form ...
  • Tips to Save Money on your Graduation Party The pride you have in your new high school graduate is boundless. Your budget for hosting a graduation celebration likely is not. Read these tips to help you celebrate your graduate’s achievements with a memorable— yet affordable— party. Coordinate your party with other parents Yours isn’t the only graduation party in town, so why not coordinate an event ...
  • Tates Creek Branch Coming Soon! New Tates Creek Branch will be opening soon! 689 Wilson Downing   As credit unions continue to increase their memberships nationwide, the University of Kentucky Federal Credit Union (UKFCU) is no exception. In order to meet the needs of its nearly 64,000 members, the credit union recently broke ground for its sixth location. The new facility will offer more ...
  • 4 Tips to get a Great Deal when Buying a Car Buying a car isn’t exactly what most would describe as a pleasant experience. You tempt yourself with the thought of driving a shiny new set of wheels, then comes the reality of the annoying haggle. What’s worse than the haggling is that many buyers often end up with the wrong car after the process—one that’s “too ...
  • Spring Cleaning for your Finances! After winter, many of us are ready to embrace spring with open arms! The arrival of spring also signals seasonal cleaning duties such as cleaning windows, putting away the winter wardrobe and breaking out the flip flops. But don’t forget to include your personal finances in your spring cleaning “to do” list!  Spring is the perfect ...
  • Renting vs Buying – Which one is Right for You? When Buying a Home Beats Renting The past few years have given rise to the notion that, counter to the long-held “American Dream,” buying a house isn’t always the right decision. Some people consider their financial situation and other factors and find it makes more sense to keep renting. But if you’re contemplating the decision, here are ...
  • Business Loans at UKFCU can help your business thrive! Business Accounts University of Kentucky Federal Credit Union has several business checking solutions to choose from, business deposits, merchant services and business lending to make your business a success. Click Business Accounts to learn more. Business Loans at UKFCU can help your business thrive! Lee Jackson is the Business Relationship Officer at UKFCU. Jackson began his career in the ...
  • Become a UKFCU Volunteer – Learn more today! Volunteer for an organization with 607 million in assets and 63,000 members. UKFCU is a growing organization run by a volunteer board of directors. If you are interested in volunteering click here to download the UKFCU Volunteer application.
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  • Consumer Alert: Scammers Change Tactics, Once Again Consumer Alert: Scammers Change Tactics, Once Again IR-2016-40, March 14, 2016 WASHINGTON — Aggressive and threatening phone calls by criminals impersonating IRS agents remain a major threat to taxpayers, but now the IRS is receiving new reports of scammers calling under the guise of verifying tax return information over the phone. The latest variation being seen in the ...
  • 9.17.2015 Email About Unauthorized ACH/Automatic Draft is a Scam The image below is a screen shot of a recent scam email sent to UK employees including both UKFCU members and non-members. Members’ email and information has not been compromised. The fraudsters are blanketing UK’s public email list. The email states that a recent ACH/automatic draft transaction was rejected and to click the link to review ...
  • 8.18.2015 Update on Recent Email Scams Update on Recent Email Scams Recently some of our members have received email scams known as phishing. UKFCU has taken steps to protect our members security and to take down these cyber scams. Today we want to share information about how these scams work and what you can do to protect yourself. What is a Phishing Scam? Phishing ...
  • 8.10.2015 Email sent to UKFCU Members is a Scam! EMAIL SCAM-AUGUST 10! Another scam email hit UKFCU members Monday, August 10! UKFCU members were informed an ACH or automatic draft from their account had not cleared. THIS IS A SCAM. Do not click the link in the email or supply any information. UKFCU would not ask members to update information to online banking by email or inform ...
  • 9.10.2014 Home Depot Debit and Credit Card Compromise Update As many have heard, The Home Depot had a compromise that potentially impacts customers who used debit/credit cards at their stores in 2014 from April on. Remember that you are not responsible for unauthorized transaction that you report to UKFCU. If you notice any suspicious activity on your account, please let us know as soon as ...
  • 6.23.2014 P.F. Chang’s Data Breach UKFCU is closely monitoring the situation with the recent data breach at P.F. Chang’s. Click here for the latest information http://www.pfchangs.com/security/
  • 4.15.2014 UKFCU.COM is a Phishing Website! Please use caution when accessing UKFCU.org. Recently a website has been discovered using UKFCU.com, possibly fooling our members into thinking they are the University of Kentucky Federal Credit Union website. University of Kentucky Federal Credit Union suggests the following tips to avoid phishing websites: Make sure you are entering the correct site name – UKFCU.org not UKFCU.com. Type ...
  • 1.16.2014 Target Data Breach Update New light has been shed on the Target breach, which may now include 110 million people. It appears that someone managed to distribute malware onto Target’s Point-of-Sale terminals. The malware parses data briefly stored in the terminals (stripe data) and then stored on the target servers for download. The username and password used to access ...

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Mon 05/30/16: Memorial Day Closing

Title: Memorial Day Closing
Time: All Day
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Mon 07/04/16: Independence Day Closing

Title: Independence Day Closing
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Mon 09/05/16: Labor Day Closing

Title: Labor Day Closing
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Mon 10/10/16: Columbus Day Closing

Title: Columbus Day Closing
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Thu 11/24/16: Thanksgiving Day Closing

Title: Thanksgiving Day Closing
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Mon 12/26/16: Christmas Closing

Title: Christmas Closing
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