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Quick rates

For a full list of rates, click either Deposit Rates or Loan Rates for the appropriate type of product.

Car Loan:2.49%*Credit Card:7.99%*
Boat/RV Loan:4.49%*Motorcycle/ATV Loan:5.24%*
Money Market:.50%**Home Equity Loan:4.49%*
Share Certificates:2.00%**Home Equity Line of Credit:3.00%*
*as low as**as high as
Truth In Savings/Rate and Fee Disclosure

Rates are effective as of 04/18/17. Rates are subject to change and credit approval.

  • Race in for Free Checking! Checking at UKFCU is absolutely FREE! UKFCU’s checking account is free, flexible and convenient. With six branches, online and mobile banking, ATMs and online bill pay, UKFCU provides traditional checking with the power of technology. Get started today! Join online, call 859.264.4200 or visit a branch. Here are some of the UKFCU checking account features: No minimum balance No monthly service ...
  • Watch Your Money Grow! A UKFCU Money Market Account offers the benefit of a higher interest rate than your saving account while providing flexibility similar to your checking account. With great rates and tax refunds– there has never been a better time to open a Money Market account and watch your money grow! Money Market Account: Minimum balance of $1,000 to open the ...
  • Together-Lending a Helping Hand Serving the community for over 80 years, the University of Kentucky Federal Credit Union offers our members a cost-effective alternative to banks while actively participating in financial literacy and outreach activities within the Bluegrass. For over 100 years the Bluegrass Chapter of the American Red Cross has provided disaster relief in our community. Let’s join together to ...
  • Introducing Our New and Improved Mobile App! Before downloading the app, you need to enroll in online banking. If you are not enrolled in online banking, click here it’s easy. If you need help enrolling call 859.264.4200 or 800.234.8528. Click here for our easy 3-step instructions to get started with mobile banking.
  • Mobile Pay A New Way to Pay Your UKFCU Visa card and debit card and Apple Pay will change the way you pay. Pay with a single touch Use Apple Pay and your UKFCU Visa card to pay the easy, secure and private way at hundreds of thousands of stores and participating apps. See a complete list of Apple Pay ...
  • Business Loans at UKFCU can help your business thrive! Business Accounts University of Kentucky Federal Credit Union has several business checking solutions to choose from, business deposits, merchant services and business lending to make your business a success. Click Business Accounts to learn more. Business Lending Business Loans at UKFCU can help your business thrive! Lee Jackson is the Business Relationship Officer at UKFCU. Jackson began his career ...
  • LexArts SMART Card Holders Special Offer! Did you know you can join the UK Federal Credit Union? The credit union is one of the best places for you to keep your money and get loans. We offer some of the best rates in town. PLUS as a LexArts SMART Card holder, we’ll put $50 in your new account! To join, visit one of ...
  • Dealer Auto Cash – Get $20 Shell Gas Card or $50 Visa Gift Card Receive a FREE $20 Shell gas card by bringing the Dealer Auto Cash Form to a participating dealership. Or, upgrade to a $50 VISA® gift card when you purchase a vehicle from a participating dealership and finance your loan with UK Federal Credit Union! Call or visit to get pre-approved before you shop or tell your ...
  • Renting vs Buying – Which one is right for you? When Buying a Home Beats Renting The past few years have given rise to the notion that, counter to the long-held “American Dream,” buying a house isn’t always the right decision. Some people consider their financial situation and other factors and find it makes more sense to keep renting. But if you’re contemplating the decision, here are ...
  • Join Us for the 2017 UKFCU Annual Meeting, May 23, at Keeneland We look forward to seeing you at the 2017 UKFCU Annual Meeting Tuesday, May 23. The event begins at 4:30 for a bit of food and socializing. The meeting starts at 5:00. We will again host the event at the Keeneland Sales Pavilion! No need to RSVP. We look forward to seeing you there. Each person ...
  • 7 Tips to Save for your Summer Vacation! Have you ever created a budget for a trip and noticed a huge gap between what you need and what you’re earning? “How on EARTH can I possibly make that extra money?” you think to yourself. You’d be surprised to learn that there are a ton of ways to save, some of which you might ...
  • 4 Tips to Maximize your Tax Refund! Expecting a tax refund? How will you make the most it? If 2016 repeats taxpayers will likely park most of their refund in a savings account this year. The National Retail Federation or NRF found that nearly 50% of Americans planned to set aside their IRS checks in 2016. It marked the highest percentage of savers in the survey’s ...
  • Financial Planning at UKFCU Financial Planning Workshops New for 2017! Join us at our monthly Financial Planning Workshops and enjoy the opportunity to complete a full family financial plan with one of our CFS Advisors.*This informative and educational workshop will illustrate just how critical financial planning is prior to or just after retirement. You’ll learn how we work with each ...
  • 7 Things College students Should Know About Credit Cards 7 Things College Students Should Know About Credit College can be an excellent time to establish credit. Opening a credit card when you are young can help you attain a solid credit score in the future. The earlier you establish credit, the longer your credit history becomes and credit score calculators consider this a positive. Consider using ...
  • 5 Reasons to File Your Taxes Early 1. You’ll get your money as soon as possible. Of course, this is probably the most apparent reason to file early. The sooner you file for a refund, the sooner you’ll get it back. If you tend to procrastinate and file closer to Tax Day, the busier the IRS will be, and the longer it will ...
  • Coming Soon! We are redesigning a newer version of our website! Stay tuned for further updates!
  • Financial Tips for 2017 15 Financial Tips for 2017 1. Have An Emergency Fund Save enough to get you through three to six months of unemployment. That’s the average amount of time it takes to get a new job. If you find you’re being derailed by unforeseen events – like car repairs or vet bills – a chunk of cash will ...
  • Business Loans at UKFCU can help your business thrive! Business Accounts University of Kentucky Federal Credit Union has several business checking solutions to choose from, business deposits, merchant services and business lending to make your business a success. Click Business Accounts to learn more. Business Lending Business Loans at UKFCU can help your business thrive! Lee Jackson is the Business Relationship Officer at UKFCU. Jackson began his career ...
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  • UKFCU.com is not affiliated with UKFCU Please be aware ukfcu.com is not affiliated with the University of Kentucky Federal Credit Union. Please make sure you are always using ukfcu.org when accessing our website. Thank you!

Upcoming Events

Click an event listed below to see more information. Click to open/close all events listed below.

Mon 05/29/17: Memorial Day

Title: Memorial Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Memorial Day. ATMs, Online and Mobile Banking available 24/7.

Tue 07/04/17: Fourth of July

Title: Fourth of July
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe the Fourth of July. ATMs, Online and Mobile Banking available 24/7.

Mon 09/04/17: Labor Day

Title: Labor Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Labor Day. ATMs, Online and Mobile Banking are available 24/7.

Mon 10/09/17: Columbus Day

Title: Columbus Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Columbus Day. ATMs, Online and Mobile Banking are available 24/7.

Sat 11/11/17: Veteran\'s Day

Title: Veteran\'s Day
Time: All Day
Location:
Description:

Thu 11/23/17: Thanksgiving Day

Title: Thanksgiving Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Thanksgiving Day. ATMs, Online and Mobile Banking are available 24/7.

Mon 12/25/17: Christmas Day

Title: Christmas Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe Christmas Day. ATMs, Online and Mobile Banking are available 24/7.

Mon 01/01/18: New Year\'s Day

Title: New Year\'s Day
Time: All Day
Location:
Description: All UKFCU Branches will be closed to observe New Year\'s Day ATMs, Online and Mobile Banking are available 24/7.

 

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