Welcome to the new and improved UKFCU website! We’ve redesigned our site to make it easier to navigate, with enhanced tools and resources to support your financial journey. While the look has changed, Online & Mobile Banking remain the same—log in as usual with confidence, knowing your accounts are secure. If you have any questions or need assistance, our team is here to help—please call us at 859.264.4200 for assistance.

Pay My Loan Locations Contact Us Join
  • Earn as High as 4.00% APY* with the High Yield Savings Account

     

    You're going to need a bigger piggy bank!

  • Get 0% APR* for 12 Months on Credit Card Balance Transfers!

     

    Stretch your money in 2025!

  • Come Visit Our Newest Branch in Nicholasville!

     

    We're open for business at 201 Bryant Drive!

  • UKFCU Named One of the Best Regional Credit Unions 2025



    UK Federal Credit Union is adding another plaque to the wall with this prestigious recognition by Newsweek and Plant-A Insights Group!

  • 2025 Annual Meeting



    Thursday, May 22nd at 5:00 PM

  • Open an Account or Apply Online

    Deposit rates to soothe you.

    Save more, earn more today.

    Loan rates to move you.

    Auto, credit cards, home equity and more!

    Unlock your home's potential.

    Your Key: a Home Equity Line of Credit from UKFCU.

    • * No annual fee
    • * No closing costs
    • * 10-year max repayment term
    • * Draw funds only when you need them
    • * Numerous ways to access your funds

    Financial fitness starts here.

    Plan for where you'll be tomorrow with the money you have today.

    Mobile Banking that never sleeps.

    On the beach or on the couch, members can bank anywhere, anytime.

    Better Banking means Better Checking, now and in the future.

    Whether you're a student, a senior or anywhere in between, we have Checking Accounts for every stage of life. 

    Become a UKFCU member today.

    When you meet our qualifications, opening a membership is easy and you can join online.

    Preferred Partners


    • University of Kentucky Wordmark
    • LPLlogo_allblack.png
    • KeeneLand
    • UK Alumni Association

    Welcome

    We’re excited to introduce the new UKFCU website. Let’s explore how we’ve made banking with us easier, faster, and safer for you.

    Online Banking Access

    We know how important managing your money is, so we’ve left the link to Online Banking right where it was. Only now, you can securely enter your credentials without leaving our homepage. Quick and easy.

    Loan Payments Made Easy

    Paying your loan should be easy, so we’ve created one convenient link to make your payment and connect you with help should you need it. Check it out at the top of the navigation menu.

    AI-Supported Search

    Gone are the days of searching a keyword and hunting for the right link. Our intuitive AI search function culls knowledge from across ukfcu.org to serve up a short, customized answer to your question.

    Location Access Made Simple

    Looking for a UKFCU branch or ATM? We’ve made it easy to find us with access to interactive maps and detailed location information on every page.

    Your Go-To Destination for Financial Education

    We’re dedicated to empowering our members through knowledge. That’s why we’ve put our complete range of financial education resources at your fingertips. Check out our Mindful Money blog.

    Open Accounts and Snap Up Great Rates

    UKFCU is proud to offer market-leading rates, and we’ve made it incredibly easy to get those great rates with online account opening that lets you sign up from the comfort of your couch.

    THANK YOU

    We appreciate that you’ve taken the time to learn about the exciting changes to our website and hope you’re as pleased with these updates as we are.

    Not a Member Yet?

    Applying is fast and easy!

    You will need the following information in order to complete the application:

    • Government issued ID/Drivers License/State ID or Passport with current address
    • Your complete physical and mailing address
    • Social Security Number
    • Date of Birth
    Get Started