Page Header

Business Services

Business Services

If you’re running a business, you need financial services you can rely on at all times. UKFCU provides business services that enable you to keep your company running smoothly. 

Business Checking

You’re busy running a business, so you need a checking account that is both flexible and convenient. UKFCU business checking makes it easy to connect to your funds with online banking and 24-hour access. Your business checking account also offers unlimited check writing and online bill payment. 

Choose from one of three business checking accounts, including: 

Basic Business Checking

  • $25 minimum to open
  • No account maintenance fee
  • No minimum balance
  • No cost for up to 150 transaction items per month
  • 24 hour debit card access
  • Online bill pay
  • E-alerts – text and email available

Business Plus Checking

  • $50 minimum to open
  • $10 account maintenance fee
  • $5,000 average minimum balance to waive maintenance fee
  • No cost for up to 250 transaction items per month
  • 24 hour debit card access
  • Online bill pay
  • E-alerts – text and email available

Premium Business Checking

  • $100 minimum to open
  • $20 account maintenance fee
  • Earnings credit against fees for balances maintained
  • $.15 / transaction item per month
  • 24 hour debit card access
  • Online bill pay
  • E-alerts – text and email available

Contact Business Relationship Officer at UKFCU 

 

Merchant Services

In today’s business world, you need to be versatile, especially when it comes to customer service. UKFCU helps you offer your customers the convenience they want, while providing you with the functionality and security you need. 

Through our partnership with Streamline, we make it easy for you to accept credit and debit card payments.

Other services to help your business succeed include:

  • Credit/debit card acceptance – Visa, MasterCard, Amex, Discover & JCB
  • Check conversion guarantee
  • ACH & EFT processing
  • Check recovery
  • Gift & loyalty card programs
  • E-Commerce / Shopping Cart
  • Wireless & mobile devices
  • 24/7 live customer support

Night Drop 

For business deposits after hours, UKFCU offers convenient and secure night drop service. Use one of our locking canvas bags and simply drop your deposits at one of our night drop locations. 

Night drop is available at the following locations:

You can purchase keys and locking canvas bags for a nominal fee at any night drop UKFCU location. Call 859.264.4200 for more information. 


Business Savings

It’s important to keep your business finances separate from your personal account, for tax purposes and your own convenience. Your business savings account at UKFCU includes all the same benefits you receive with your personal savings account. 

When you open a business savings account at UKFCU, you earn monthly interest when your balance is at least $100. Other great benefits you receive include: 

  • No monthly surcharge
  • Direct Deposit
  • Overdraft protection on your business checking account
  • Online savings account for convenience