car Vehicle Loan Rates

*Annual Percentage Rate. Rates available are subject to credit score and subject to change without notice. Rates shown include the 1% buy-down program discount and no additional discount is available beyond these rates. Additional conditions may apply. Rates are effective as of 7/1/21. 

Amount Financed Annual Percentage Rate (APR)
New / Used Vehicle - Terms 75 months or less As low as 2.74% APR*
New / Used Vehicle - Terms 76 months or greater As low as 2.99% APR*
New / Used Vehicle - 5 Year Balloon As low as 7.74% APR*
New / Used Motorcycle As low as 6.24% APR*
New / Used ATV / UTV As low as 6.74% APR*
New / Used Boat / Jet Ski / RV As low as 5.49% APR*

creditcard Credit Cards

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 03/17/20. Application and Solicitation Disclosure (PDF)

Card Grace Period Annual Fee APR  
Visa Platinum 5 Days $0.00 As low as Prime + 3.99% APR* Currently: 7.24% APR*
Signature Card 5 Days $0.00 As low as Prime + 6.49% APR* Currently: 9.74% APR*

redirect Loans

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. **Home Equity Line of Credit rate is Prime minus 1%, with a floor of 3.00%. Rates are effective as of 5/24/21. 

Loan Type Annual Percentage Rate (APR)
First Mortgage Contact a Mortgage Representative for rate details
Home Equity Loan As low as 3.49% APR*
Home Equity Line Of Credit
Signature/Unsecured As low as 9.99% APR*
Holiday / Vacation
Overdraft Protection
100% Share Secured As low as 2.05% APR*
50% Share Secured As low as 3.05% APR*
Certificate Secured 2.00% APR* above the Share Certificate dividend rate

newspaper Jumbo Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 8/21/2020 and are subject to change. For full disclosures, click here.
CD Rates Disclosure (PDF)

Period Minimum Balance Dividend Payment Dividend Rate APY
1 Year $100,000.00 Monthly .65% .65%
1 Year $100,000.00 At Maturity .65% .65%
18 Months $100,000.00 Monthly .75% .75%
18 Months $100,000.00 Annually .75% .75%
2 Year $100,000.00 Monthly .85% .85%
2 Year $100,000.00 Annually .85% .85%
3 Year $100,000.00 Monthly 0.95% 0.95%
3 Year $100,000.00 Annually 0.95% 0.95%
4 Year $100,000.00 Monthly 1.05% 1.05%
4 Year $100,000.00 Annually 1.05% 1.05%
5 Year $100,000.00 Monthly 1.14% 1.14%
5 Year $100,000.00 Annually 1.14% 1.15%
         

charts IRA Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 8/21/2020 and are subject to change. For full disclosures, click hereCD Rates Disclosure (PDF).

Period Minimum Balance Dividend Payment Dividend Rate APY
1 Year $1000.00 At Maturity .60% .60%
18 Months $1000.00 Annually .70% .70%
2 Year $1000.00 Annually .80% .80%
3 Year $1000.00 Annually .90% .90%
4 Year $1000.00 Annually 1.00% 1.00%
5 Year $1000.00 Annually 1.09% 1.10%

moneybag Savings Account

*Annual Percentage Yield. Rates available as of 3/1/21 and are subject to change.
Truth in Savings Disclosure (PDF)

Account Type Minimum Balance to earn Dividends Dividend Period Dividend Rate APY
Senior Share $100.00 Monthly .10% .10%
Club Accounts $.01 Monthly .10% .10%
IRA Accounts $.01 Monthly .10% .10%
Prime Share $100.00 Monthly .05% .05%

analytics Money Market Accounts

*Annual Percentage Yield. Rates available as of 3/01/21 and are subject to change.
Truth in Savings Disclosure (PDF)

Minimum Balance to earn Dividends Dividend Rate APY
$1,000 - $9,999.99 Monthly .20% .20%
$10,000 - $24,999.99 Monthly .20% .20%
$25,000 - $49,999.99 Monthly .30% .30%
$50,000 + Monthly .35% .35%

percent Step Rate Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 8/21/20 and are subject to change. For full disclosures, click here
CD Rates Disclosure (PDF)

Period Minimum Balance Dividend Payment Dividend Rate APY
2 Year $1000.00 Monthly .70% .70%
2 Year $1000.00 Annually .70% .70%

newspaper Regular Share Certificate

*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 8/21/2020 and are subject to change. For full disclosures, click here
CD Rates Disclosure (PDF)

Period Minimum Balance Dividend Payment Dividend Rate APY
3 Months $1000.00 At Maturity .30% .30%
6 Months $1000.00 At Maturity .40% .40%
1 Year $1000.00 Monthly .60% .60%
1 Year $1000.00 At Maturity .60% .60%
18 Months $1000.00 Monthly .70% .70%
18 Months $1000.00 Annually .70% .70%
2 Year $1000.00 Monthly .80% .80%
2 Year $1000.00 Annually .80% .80%
3 Year $1000.00 Monthly .90% .90%
3 Year $1000.00 Annually .90% .90%
4 Year $1000.00 Monthly 1.00% 1.00%
4 Year $1000.00 Annually 1.00% 1.00%
5 Year $1000.00 Monthly 1.09% 1.09%
5 Year $1000.00 Annually 1.09% 1.10%