car Vehicle Loan Rates
*Annual Percentage Rate. Rates available are subject to credit score and subject to change without notice. Rates shown include the 1% buy-down program discount and no additional discount is available beyond these rates. Additional conditions may apply. Rates are effective as of 7/1/21.
| Amount Financed | Annual Percentage Rate (APR) |
|---|---|
| New / Used Vehicle - Terms 75 months or less | As low as 2.74% APR* |
| New / Used Vehicle - Terms 76 months or greater | As low as 2.99% APR* |
| New / Used Vehicle - 5 Year Balloon | As low as 7.74% APR* |
| New / Used Motorcycle | As low as 6.24% APR* |
| New / Used ATV / UTV | As low as 6.74% APR* |
| New / Used Boat / Jet Ski / RV | As low as 5.49% APR* |
creditcard Credit Cards
*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 03/17/20. Application and Solicitation Disclosure (PDF)
| Card | Grace Period | Annual Fee | APR | |
|---|---|---|---|---|
| Visa Platinum | 5 Days | $0.00 | As low as Prime + 3.99% APR* | Currently: 7.24% APR* |
| Signature Card | 5 Days | $0.00 | As low as Prime + 6.49% APR* | Currently: 9.74% APR* |
redirect Loans
*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. **Home Equity Line of Credit rate is Prime minus 1%, with a floor of 3.00%. Rates are effective as of 5/24/21.
| Loan Type | Annual Percentage Rate (APR) |
|---|---|
| First Mortgage | Contact a Mortgage Representative for rate details |
| Home Equity Loan | As low as 3.49% APR* |
| Home Equity Line Of Credit | |
| Signature/Unsecured | As low as 9.99% APR* |
| Holiday / Vacation | |
| Overdraft Protection | |
| 100% Share Secured | As low as 2.05% APR* |
| 50% Share Secured | As low as 3.05% APR* |
| Certificate Secured | 2.00% APR* above the Share Certificate dividend rate |
newspaper Jumbo Share Certificate
*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 1/24/2022 and are subject to change. For full disclosures, click here.
CD Rates Disclosure (PDF)
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 1 Year | $100,000.00 | Monthly | .55% | .55% |
| 1 Year | $100,000.00 | At Maturity | .55% | .55% |
| 18 Months | $100,000.00 | Monthly | .60% | .60% |
| 18 Months | $100,000.00 | Annually | .60% | .60% |
| 2 Year | $100,000.00 | Monthly | .70% | .70% |
| 2 Year | $100,000.00 | Annually | .70% | .70% |
| 3 Year | $100,000.00 | Monthly | .80% | .80% |
| 3 Year | $100,000.00 | Annually | .80% | .80% |
| 4 Year | $100,000.00 | Monthly | .90% | .90% |
| 4 Year | $100,000.00 | Annually | .90% | .90% |
| 5 Year | $100,000.00 | Monthly | 1.00% | 1.00% |
| 5 Year | $100,000.00 | Annually | 1.00% | 1.00% |
charts IRA Share Certificate
*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 1/24/2022 and are subject to change. For full disclosures, click here. CD Rates Disclosure (PDF).
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 1 Year | $1000.00 | At Maturity | .50% | .50% |
| 18 Months | $1000.00 | Annually | .55% | .55% |
| 2 Year | $1000.00 | Annually | .65% | .65% |
| 3 Year | $1000.00 | Annually | .75% | .75% |
| 4 Year | $1000.00 | Annually | .85% | .85% |
| 5 Year | $1000.00 | Annually | .95% | .95% |
moneybag Savings Account
*Annual Percentage Yield. Rates available as of 3/1/21 and are subject to change.
Truth in Savings Disclosure (PDF)
| Account Type | Minimum Balance to earn Dividends | Dividend Period | Dividend Rate | APY |
|---|---|---|---|---|
| Senior Share | $100.00 | Monthly | .10% | .10% |
| Club Accounts | $.01 | Monthly | .10% | .10% |
| IRA Accounts | $.01 | Monthly | .10% | .10% |
| Prime Share | $100.00 | Monthly | .05% | .05% |
analytics Money Market Accounts
*Annual Percentage Yield. Rates available as of 3/01/21 and are subject to change.
Truth in Savings Disclosure (PDF)
| Minimum Balance to earn Dividends | Dividend Rate | APY | |
|---|---|---|---|
| $1,000 - $9,999.99 | Monthly | .20% | .20% |
| $10,000 - $24,999.99 | Monthly | .20% | .20% |
| $25,000 - $49,999.99 | Monthly | .30% | .30% |
| $50,000 + | Monthly | .35% | .35% |
percent Step Rate Share Certificate
*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 1/24/2022 and are subject to change. For full disclosures, click here.
CD Rates Disclosure (PDF)
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 2 Year | $1000.00 | Monthly | .55% | .55% |
| 2 Year | $1000.00 | Annually | .55% | .55% |
newspaper Regular Share Certificate
*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 1/24/2022 and are subject to change. For full disclosures, click here.
CD Rates Disclosure (PDF)
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 3 Months | $1000.00 | At Maturity | .25% | .25% |
| 6 Months | $1000.00 | At Maturity | .35% | .35% |
| 1 Year | $1000.00 | Monthly | .50% | .50% |
| 1 Year | $1000.00 | At Maturity | .50% | .50% |
| 18 Months | $1000.00 | Monthly | .55% | .55% |
| 18 Months | $1000.00 | Annually | .55% | .55% |
| 2 Year | $1000.00 | Monthly | .65% | .65% |
| 2 Year | $1000.00 | Annually | .65% | .65% |
| 3 Year | $1000.00 | Monthly | .75% | .75% |
| 3 Year | $1000.00 | Annually | .75% | .75% |
| 4 Year | $1000.00 | Monthly | .85% | .85% |
| 4 Year | $1000.00 | Annually | .85% | .85% |
| 5 Year | $1000.00 | Monthly | .95% | .95% |
| 5 Year | $1000.00 | Annually | .95% | .95% |
