car Vehicle Loan Rates
*Annual Percentage Rate. Rates available are subject to credit approval and subject to change without notice. Rates shown include the 1% buy-down program discount and no additional discount is available beyond these rates. Terms and conditions may apply. Rates are effective as of 7/5/22.
Amount Financed | Annual Percentage Rate (APR) |
---|---|
New / Used Vehicle - Terms 75 months or less | As low as 2.99% APR* |
New / Used Vehicle - Terms 76 months or greater | As low as 3.24% APR* |
New / Used Vehicle - 5 Year Balloon | As low as 7.74% APR* |
New / Used Motorcycle | As low as 6.24% APR* |
New / Used ATV / UTV | As low as 6.74% APR* |
New / Used Boat / Jet Ski / RV - 72 months or less | As low as 5.49% APR* |
New / Used Boat / Jet Ski / RV - 73 months or greater | As low as 6.24% APR* |
creditcard Credit Cards
*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 6/21/22. Application and Solicitation Disclosure (PDF)
Card | Grace Period | Annual Fee | APR | |
---|---|---|---|---|
Visa Platinum | 5 Days | $0.00 | As low as Prime + 3.99% APR* | Currently: 8.74% APR* |
Signature Card | 5 Days | $0.00 | As low as Prime + 6.49% APR* | Currently: 11.24% APR* |
redirect Loans
*Annual Percentage Rate. All rates are subject to credit approval, terms and subject to change without notice. **Home Equity Line of Credit rate is Prime minus 1%, with a floor of 3.00%. Terms and conditions may apply. Rates are effective as of 7/5/22.
Loan Type | Annual Percentage Rate (APR) |
---|---|
First Mortgage | Contact a Mortgage Representative for rate details |
Fixed Home Equity Loan | As low as 5.24% APR* |
Home Equity Line Of Credit | |
Signature/Unsecured | As low as 9.99% APR* |
Holiday / Vacation | |
Overdraft Protection | |
100% Share Secured | As low as 3.05% APR* |
Certificate Secured | 3.00% APR* above the Share Certificate dividend rate |
charts IRA Share Certificate
*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 7/5/2022 and are subject to change. For full disclosures, click here. CD Rates Disclosure (PDF).
Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
---|---|---|---|---|
1 Year | $1000.00 | At Maturity | .70% | .70% |
18 Months | $1000.00 | Annually | .80% | .80% |
2 Year | $1000.00 | Annually | .90% | .90% |
3 Year | $1000.00 | Annually | .85% | .85% |
4 Year | $1000.00 | Annually | 1.00% | 1.00% |
5 Year | $1000.00 | Annually | 1.14% | 1.15% |
moneybag Savings Account
*Annual Percentage Yield. Rates available as of 3/1/21 and are subject to change.
Truth in Savings Disclosure (PDF)
Account Type | Minimum Balance to earn Dividends | Dividend Period | Dividend Rate | APY |
---|---|---|---|---|
Senior Share | $100.00 | Monthly | .10% | .10% |
Club Accounts | $.01 | Monthly | .10% | .10% |
IRA Accounts | $.01 | Monthly | .10% | .10% |
Prime Share | $100.00 | Monthly | .05% | .05% |
analytics Money Market Accounts
*Annual Percentage Yield. Rates available as of 3/01/21 and are subject to change.
Truth in Savings Disclosure (PDF)
Minimum Balance to earn Dividends | Dividend Rate | APY | |
---|---|---|---|
$1,000 - $9,999.99 | Monthly | .20% | .20% |
$10,000 - $24,999.99 | Monthly | .20% | .20% |
$25,000 - $49,999.99 | Monthly | .30% | .30% |
$50,000 + | Monthly | .35% | .35% |
percent Step Rate Share Certificate
*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 7/5/2022 and are subject to change. For full disclosures, click here.
CD Rates Disclosure (PDF)
Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
---|---|---|---|---|
2 Year | $1000.00 | Monthly | .80% | .80% |
2 Year | $1000.00 | Annually | .80% | .80% |
newspaper Regular Share Certificate
*Annual Percentage Yield assuming dividends are reinvested annually/at maturity and required minimum to open is met. Dividends are calculated on an average daily balance and will be credited by dividend type selection at opening. Rates available as of 7/05/2022 and are subject to change. For full disclosures, click here.
CD Rates Disclosure (PDF)
Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
---|---|---|---|---|
3 Months | $1000.00 | At Maturity | .25% | .25% |
6 Months | $1000.00 | At Maturity | .45% | .45% |
1 Year | $1000.00 | Monthly | .70% | .70% |
1 Year | $1000.00 | At Maturity | .70% | .70% |
16 Months | $1000.00 | Monthly | 1.98% | 1.98% |
16 Months | $1000.00 | Annually | 1.98% | 2.00% |
18 Months | $1000.00 | Monthly | .80% | .80% |
18 Months | $1000.00 | Annually | .80% | .80% |
2 Year | $1000.00 | Monthly | .90% | .90% |
2 Year | $1000.00 | Annually | .90% | .90% |
32 Months | $1000.00 | Monthly | 2.47% | 2.47% |
32 Months | $1000.00 | Annually | 2.47% | 2.50% |
3 Year | $1000.00 | Monthly | .85% | .85% |
3 Year | $1000.00 | Annually | .85% | .85% |
4 Year | $1000.00 | Monthly | 1.00% | 1.00% |
4 Year | $1000.00 | Annually | 1.00% | 1.00% |
5 Year | $1000.00 | Monthly | 1.14% | 1.14% |
5 Year | $1000.00 | Annually | 1.14% | 1.15% |