car Vehicle Loan Rates

*Annual Percentage Rate.  Rates available subject to credit approval and subject to change without notice.  Rates are effective as of 9/9/19.

Amount Financed Annual Percentage Rate (APR)
New / Used Vehicle As low as 3.49% APR*
New / Used Vehicle - 5 Year Balloon As low as 6.74% APR*
New / Used Motorcycle As low as 6.24% APR*
New / Used ATV / UTV As low as 6.74% APR*
New / Used Boat / Jet Ski / RV As low as 5.49% APR*

creditcard Credit Cards

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 8/01/19. Application and Solicitation Disclosure (PDF)

Card Grace Period Annual Fee APR  
Visa Platinum 5 Days $0.00 As low as Prime + 3.99% APR* Currently: 9.24% APR*
Signature Card 5 Days $0.00 As low as Prime + 6.49% APR* Currently: 11.74% APR*

redirect Loans

*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 9/9/19.

Loan Type Annual Percentage Rate (APR)
First Mortgage Home Mortgage Loans
Home Equity Loan As low as 3.99% APR*
Home Equity Line Of Credit
Signature  
Unsecured As low as 9.99% APR*
Holiday / Vacation
Overdraft Protection
Share Secured  
100% Secured As low as 2.10% APR*
50% Secured As low as 3.10% APR*
Certificate Secured  
100% Secured 2.00% APR* above the Share Certificate

newspaper Jumbo Share Certificate

*Annual Percentage Yield. Rates available as of 8/30/19 and are subject to change.  
CD Rates Disclosure (PDF)

Period Minimum Balance Dividend Payment Dividend Rate APY
1 Year $100,000.00 Monthly 2.18% 2.18%
1 Year $100,000.00 At Maturity 2.18% 2.20%
18 Months $100,000.00 Monthly 2.23% 2.23%
18 Months $100,000.00 Annually 2.23% 2.25%
2 Year $100,000.00 Monthly 2.42% 2.42%
2 Year $100,000.00 Annually 2.42% 2.45%
3 Year $100,000.00 Monthly 2.57% 2.57%
3 Year $100,000.00 Annually 2.57% 2.60%
4 Year $100,000.00 Monthly 2.76% 2.76%
4 Year $100,000.00 Annually 2.76% 2.80%
5 Year $100,000.00 Monthly 2.91% 2.91%
5 Year $100,000.00 Annually 2.91% 2.95%
         

charts IRA Share Certificate

*Rates available as of 8/30/19 and are subject to change. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. CD Rates Disclosure (PDF)

Period Minimum Balance Dividend Payment Dividend Rate APY
1 Year $1000.00 At Maturity 2.13% 2.15%
18 Months $1000.00 At Maturity 2.18% 2.20%
2 Year $1000.00 At Maturity 2.37% 2.40%
3 Year $1000.00 Annually 2.52% 2.55%
4 Year $1000.00 Annually 2.71% 2.75%
5 Year $1000.00 Annually 2.86% 2.90%

moneybag Savings Account

*Annual Percentage Yield. Rates available as of 9/3/19 and are subject to change.
Truth in Savings Disclosure (PDF)

Account Type Minimum Balance to earn Dividends Dividend Period Dividend Rate APY
Senior Share $100.00 Monthly 0.15% 0.15%
Club Accounts $.01 Monthly 0.10% 0.10%
IRA Accounts $.01 Monthly 0.15% 0.15%
Prime Share $100.00 Monthly 0.10% 0.10%

analytics Money Market Accounts

*Annual Percentage Yield. Rates available as of 9/3/19 and are subject to change.
Truth in Savings Disclosure (PDF)

Minimum Balance to earn Dividends Dividend Rate APY
$1,000 - $9,999.99 Monthly .70% .70%
$10,000 - $24,999.99 Monthly .80% .80%
$25,000 - $49,999.99 Monthly .90% .90%
$50,000 + Monthly 1.00% 1.00%

percent Step Rate Share Certificate

*Annual Percentage Yield. Rates available as of 8/30/19 and are subject to change.  
CD Rates Disclosure (PDF)

Period Minimum Balance Dividend Payment Dividend Rate APY
2 Year $1000.00 Monthly 2.27% 2.27%
2 Year $1000.00 Annually 2.27% 2.30%

newspaper Regular Share Certificate

*Annual Percentage Yield. Rates available as of 8/30/19 and are subject to change.
CD Rates Disclosure (PDF)

Period Minimum Balance Dividend Payment Dividend Rate APY
3 Months $1000.00 At Maturity 0.60% 0.60%
6 Months $1000.00 At Maturity 1.34% 1.35%
1 Year $1000.00 Monthly 2.13% 2.13%
1 Year $1000.00 At Maturity 2.13% 2.15%
18 Months $1000.00 Monthly 2.18% 2.18%
18 Months $1000.00 Annually 2.18% 2.20%
2 Year $1000.00 Monthly 2.37% 2.37%
2 Year $1000.00 Annually 2.37% 2.40%
3 Year $1000.00 Monthly 2.52% 2.52%
3 Year $1000.00 Annually 2.52% 2.55%
4 Year $1000.00 Monthly 2.71% 2.71%
4 Year $1000.00 Annually 2.71% 2.75%
5 Year $1000.00 Monthly 2.86% 2.86%
5 Year $1000.00 Annually 2.86% 2.90%