car Vehicle Loan Rates
*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates shown include the 1% buy-down program. Rates are effective as of 03/16/20.
| Amount Financed | Annual Percentage Rate (APR) |
|---|---|
| New / Used Vehicle - Terms 60 months or less | As low as 3.24% APR* |
| New / Used Vehicle - Terms 61 months or greater | As low as 3.49% APR* |
| New / Used Vehicle - 5 Year Balloon | As low as 6.74% APR* |
| New / Used Motorcycle | As low as 6.24% APR* |
| New / Used ATV / UTV | As low as 6.74% APR* |
| New / Used Boat / Jet Ski / RV | As low as 5.49% APR* |
creditcard Credit Cards
*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. Rates are effective as of 03/17/20. Application and Solicitation Disclosure (PDF)
| Card | Grace Period | Annual Fee | APR | |
|---|---|---|---|---|
| Visa Platinum | 5 Days | $0.00 | As low as Prime + 3.99% APR* | Currently: 7.24% APR* |
| Signature Card | 5 Days | $0.00 | As low as Prime + 6.49% APR* | Currently: 9.74% APR* |
redirect Loans
*Annual Percentage Rate. Rates available subject to credit approval and subject to change without notice. **Home Equity Line of Credit rate is Prime minus 1% APR*, with a floor of 3.00% APR. Rates are effective as of 03/17/20.
| Loan Type | Annual Percentage Rate (APR) |
|---|---|
| First Mortgage | Home Mortgage Loans |
| Home Equity Loan | As low as 3.99% APR* |
| Home Equity Line Of Credit | |
| Signature | |
| Unsecured | As low as 9.99% APR* |
| Holiday / Vacation | |
| Overdraft Protection | |
| Share Secured | |
| 100% Secured | As low as 2.10% APR* |
| 50% Secured | As low as 3.10% APR* |
| Certificate Secured | |
| 100% Secured | 2.00% APR* above the Share Certificate |
newspaper Jumbo Share Certificate
*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. Rates available as of 3/30/20 and are subject to change.
CD Rates Disclosure (PDF)
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 1 Year | $100,000.00 | Monthly | 1.49% | 1.49% |
| 1 Year | $100,000.00 | At Maturity | 1.49% | 1.50% |
| 18 Months | $100,000.00 | Monthly | 1.54% | 1.54% |
| 18 Months | $100,000.00 | Annually | 1.54% | 1.55% |
| 2 Year | $100,000.00 | Monthly | 1.74% | 1.74% |
| 2 Year | $100,000.00 | Annually | 1.74% | 1.75% |
| 3 Year | $100,000.00 | Monthly | 1.83% | 1.83% |
| 3 Year | $100,000.00 | Annually | 1.83% | 1.85% |
| 4 Year | $100,000.00 | Monthly | 1.93% | 1.93% |
| 4 Year | $100,000.00 | Annually | 1.93% | 1.93% |
| 5 Year | $100,000.00 | Monthly | 2.03% | 2.03% |
| 5 Year | $100,000.00 | Annually | 2.03% | 2.05% |
charts IRA Share Certificate
*Rates available as of 3/30/20 and are subject to change. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. CD Rates Disclosure (PDF).
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 1 Year | $1000.00 | At Maturity | 1.44% | 1.45% |
| 18 Months | $1000.00 | At Maturity | 1.49% | 1.50% |
| 2 Year | $1000.00 | At Maturity | 1.69% | 1.70% |
| 3 Year | $1000.00 | Annually | 1.78% | 1.80% |
| 4 Year | $1000.00 | Annually | 1.88% | 1.90% |
| 5 Year | $1000.00 | Annually | 1.98% | 2.00% |
moneybag Savings Account
*Annual Percentage Yield. Rates available as of 4/1/20 and are subject to change.
Truth in Savings Disclosure (PDF)
| Account Type | Minimum Balance to earn Dividends | Dividend Period | Dividend Rate | APY |
|---|---|---|---|---|
| Senior Share | $100.00 | Monthly | 0.15% | 0.15% |
| Club Accounts | $.01 | Monthly | 0.10% | 0.10% |
| IRA Accounts | $.01 | Monthly | 0.15% | 0.15% |
| Prime Share | $100.00 | Monthly | 0.10% | 0.10% |
analytics Money Market Accounts
*Annual Percentage Yield. Rates available as of 4/1/20 and are subject to change.
Truth in Savings Disclosure (PDF)
| Minimum Balance to earn Dividends | Dividend Rate | APY | |
|---|---|---|---|
| $1,000 - $9,999.99 | Monthly | .40% | .40% |
| $10,000 - $24,999.99 | Monthly | .50% | .50% |
| $25,000 - $49,999.99 | Monthly | .60% | .60% |
| $50,000 + | Monthly | .70% | .70% |
percent Step Rate Share Certificate
*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty for terms two years or greater is 180 days interest. Rates available as of 3/30/20 and are subject to change.
CD Rates Disclosure (PDF)
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 2 Year | $1000.00 | Monthly | 1.59% | 1.59% |
| 2 Year | $1000.00 | Annually | 1.59% | 1.60% |
newspaper Regular Share Certificate
*Annual Percentage Yield. Certificate subject to penalty for early withdrawal. Penalty is 90 days interest for terms up to 18 months. Penalty for terms two years or greater is 180 days interest. Rates available as of 3/30/20 and are subject to change.
CD Rates Disclosure (PDF)
| Period | Minimum Balance | Dividend Payment | Dividend Rate | APY |
|---|---|---|---|---|
| 3 Months | $1000.00 | At Maturity | 0.30% | 0.30% |
| 6 Months | $1000.00 | At Maturity | .80% | .80% |
| 1 Year | $1000.00 | Monthly | 1.44% | 1.44% |
| 1 Year | $1000.00 | At Maturity | 1.44% | 1.45% |
| 18 Months | $1000.00 | Monthly | 1.49% | 1.49% |
| 18 Months | $1000.00 | Annually | 1.49% | 1.50% |
| 2 Year | $1000.00 | Monthly | 1.69% | 1.69% |
| 2 Year | $1000.00 | Annually | 1.69% | 1.70% |
| 3 Year | $1000.00 | Monthly | 1.78% | 1.78% |
| 3 Year | $1000.00 | Annually | 1.78% | 1.80% |
| 4 Year | $1000.00 | Monthly | 1.88% | 1.88% |
| 4 Year | $1000.00 | Annually | 1.88% | 1.90% |
| 5 Year | $1000.00 | Monthly | 1.98% | 1.98% |
| 5 Year | $1000.00 | Annually | 1.98% | 2.00% |
