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High Yield Savings Account

The best savings rate FOUR you!

We're all saving for something. But what if you could save FOUR something? At UKFCU, we want you to reach your savings goals faster. And that's why we created our High Yield Savings Account, offering as high as 4.00% APY*!

That's right! As high as 4.00% APY! That's almost 10 times the national average** savings rate!

Plus, there are no monthly fees, no minimum balance and you can access your money whenever you want!

So are you ready to save FOUR something? Click "Open an Account" to get started today or visit one of our seven branches!

High Yield Savings Account Benefits

In addition to offering a savings rate almost 10 times higher than the national average**, our High Yield Savings Account offers various other benefits, including:

  • No Minimum Balance
  • No Monthly Service Charge
  • No Restrictions on Withdrawals or Deposits
  • Mobile Banking
  • Online Banking
  • Overdraft Protection on Your Checking Account
  • e-Statements
  • As High as 4.00% APY*!

Get started today with a minimum opening deposit of $1,000 and start saving FOUR something!

Click below to open your High Yield Savings Account or visit one of our seven branches!

Become a UKFCU member today.

When you meet our qualifications, opening a membership is easy and you can join online.

* Annual Percentage Yield. Rates are current as of 1.2.25. Membership eligibility required. $1,000 minimum balance required to open High Yield Savings Account (HYSA). HYSAs are tiered-rate accounts. The balance ranges for the tiers are: Tier 1 - $0 to $25,000 (4.00% APY); Tier 2 - $25,000.01 to $50,000 (0.50% APY); Tier 3 - $50,000.01 to $100,000 (0.75% APY); Tier 4 - $100,000.01 to $250,000 (1.00% APY) and; Tier 5 - $250,000.01+ (1.50% APY). HYSAs are blended-rate accounts, with only the amounts falling within each tier being eligible for applicable APY. Resulting APY ranges for each tier are: Tier 1 - 4.00%; Tier 2: 2.25% to 3.99%; Tier 3: 1.50% to 2.24%; Tier 4 - 1.20% to 1.49% and; Tier 5: Up to 1.49%. Fees may reduce earnings. Rates may change after an account has been opened. Limit of one HYSA per primary member's Social Security Number. Please see a representative for additional details, other restrictions may apply. Federally insured by NCUA.

** NATIONAL AVERAGE: National Average APY is based on the “Savings/National Deposit Rates" line item on the “National Rates and Rate Caps” list provided by the Federal Deposit Insurance Corporation (FDIC) as of 12/16/24. FDIC data is obtained from public sources; accuracy and completeness is not guaranteed. FDIC is not liable for reliance on the data.

Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
Get Started