announcement Promotions for April

usergroup Member Relief Loan

We understand during this unprecedented pandemic, many in our community are facing financial hardships. To help ease financial concerns, UKFCU is offering a Member Relief Loan.

  • You may borrow up to $2500 with terms up to 24 months.
  • 0.00% APR* for the first 90 days
  • No payment due for 90 days
  • Rate will switch to 9.99% APR* after the 90 day introductory rate.
  • Funds can be used however you choose.

Contact us to Learn More

*Annual Percentage Rate. 0.00% introductory rate applies to first 90 days of the term. Rate will switch to 9.99% APR 90 days from the loan funding date. Members must qualify for approval. Membership eligibility required for new members.

car Refinance your Auto Loan and Get 1% Cash Back!

We want to help you make the most of your auto loan. We're offering rates as low as 3.24% APR** and 1% cash back* on the balance of the loan you bring to us.

$25,000 auto loan? Refinance with us and get $250 cash back!

It’s just one more perk to being a UKFCU member!

New Members Apply Now Existing Members Apply Here

*Refinance subject to credit approval and loan requirements. Existing UKFCU loans not eligible. Minimum loan amount of $5,000 to qualify. Receive 1% cash back of amount financed. Cash back may be tax reportable. Membership eligibility required.
**Annual Percentage Rate. 3.24% APR applies to loans with a term of 60 months or less. Rate is based upon credit and subject to approval. Rate current as of 3/16/20.


building Small Business Relief Loans

Many of our local businesses are up against challenges in the coming days. UKFCU has relief options available for small business owners.

To learn more about these options, please contact one of our Business Relationship Officers:

Lee Jackson
[email protected]

John Gilbert
[email protected]

home Home Equity Line of Credit with UKFCU

Daydreaming of your home’s potential? Make your dreams a reality with a Home Equity Line of Credit, now with rates as low as 3.00% APR*.

With a Fixed Home Equity from UKFCU, enjoy the perks of:

  • No application fee.
  • No closing costs.
  • Borrow up to 100% of the value of your home​​​​​​!**

New Members Apply Here Existing Members Apply Here

*Annual Percentage Rate and subject to change. Home Equity Line of Credit as low as 3.00% APR* as of 3/17/20. 10 year draw period with a 10 year repayment period. Interest rate is based on prime minus one with a floor of 3.00% APR. Membership eligibility required. All loans subject to credit and approval. See a representative for details.
**Early payoff (less than three years) requires repayment of certain closing costs.