announcement Current Promotions

page New Checking Account + Direct Deposit = $200* for You!

At UKFCU, we're big fans of math. In fact, we're such big fans of math that we want to ask you a simple question: What do you get if you open a UKFCU Checking Account and add your Direct Deposit? Answer: You get $200*!

Earning your $200 bonus is easy! All you have to do is:

  • Open a new UKFCU Checking Account.
  • Contact your HR Department and move your Direct Deposit payroll to your new UKFCU Checking Account.
  • Complete three Direct Deposits totaling $3,000 or more within 95 days of opening the Checking Account.
  • And that's it!

Click below to get started today or visit one of our six branches!

Just use promo code: 200Better

Existing Members Open Account New Members Open Account

* Offer valid 4.15.24 – 12.31.24. New Member is required to open a new Checking Account with Direct Deposit to qualify for the promotion using code 200Better. New member may not have had an existing checking account within the past 12 months. Membership Eligibility required. To earn the account bonus, the new member must meet the following requirements within 95 days of account opening: (1) new account receives at least three regularly reoccurring payroll Direct Deposits totaling at least $3,000; (2) member account must be above $0.00 at time of bonus payment. If all qualifications are met, funds will be deposited into the primary checking account within 7 business days of completion. Bonus funds may be considered 1099-MISC taxable; consult your tax professional. Minimum deposit of $25 required to open Prime Share account. UKFCU reserves the right to end the promotion without notice. Offers may not be combined. Please see a representative for additional details. Federally insured by NCUA.

clockwise Skip-A-Pay!

When life's unexpected expenses arise, or you need a little family getaway, Skip-A-Pay is here for you!

Members may skip one loan payment, except on mortgages and credit cards, in a rolling calendar year for each loan they have with UKFCU.

To be eligible:

  • Members must be in good standing on all accounts
  • Loan must be open for at least three months

A $29.00 fee will be charged to Skip-A-Pay. Please call 859.264.4200 for more details.

Fill out a Skip-A-Pay form (PDF) today!


Grow your money without the risk!

For a limited time only, enjoy special rates on Savings Certificates. There's never been a better time to start planning ahead and saving.

As High as 5.00% APY* for a 9-Month Savings Certificate**
As High as 4.25% APY* for a 5-Month Savings Certificate**

Open an account online or visit one of our six branch locations today!

Existing Members Open Here New Members Open Here

*Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Certificate and IRA Certificate accounts, the dividend rate and APY are fixed and will be in effect for the initial term of the account. For accounts subject to dividend compounding, the APY is based on an assumption that dividends will remain on deposit until maturity. If you elect to have dividends transferred to another account, compounding will not apply. A withdrawal of dividends will reduce earnings. Dividends are calculated by applying a daily periodic rate to the principal in the account each day and compounded monthly. Rates are effective as of 6/17/2024 and subject to change at the discretion of UKFCU at any time.
**True Blue pricing applies to members who qualify for True Blue Membership. True Blue Members will receive a 0.25% increase to the APY for the initial term of any certificate or IRA certificate that qualifies, excluding Bump-Rate Certificates. True Blue Membership requires the member to have an active checking account relationship for a minimum of 30 days and meet one of the following criteria:
i. An Active Checking Account
   Active and in good standing, defined as not dormant and the account    balance is $0.00 or greater
ii. A Loan Relationship (Excludes Student Loans and Credit Card Relationships)
   Loans must be in good standing, defined as less than 40 days past due or    delinquent
   Existing and Active Lines of Credit
iii. An Investment Client

bank Investments with CUSO Financial Services

When it comes to your lifetime investments, you want to rely on someone you can have confidence in.

UKFCU investment services through CFS* help you make the most of your investment so you can live life to the fullest when it matters.

  • Advisory Investment Accounts
  • Financial Planning
  • Investment Strategy
  • Pre-and Post-Retirement Planning
  • And Much More!

Meet the Team

*Non-deposit investment products and services are offered through Cuso Financial Services, LP ("Cuso Financial") ("CFS") a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CUSO Financial are not NCUA/NCUSIF or otherwise insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment representatives are registered through CUSO Financial. The Credit Union has contracted with CUSO Financial for Investment services. Atria Wealth Solutions, Inc. ("Atria") is not a registered broker-dealer or Registered Investment Advisor. CUSO Financial is a subsidiary of Atria.