announcement Promotions for February

car 1%* CASH BACK When Your Refinance Your Auto Loan

Need some extra cash put back in your pockets after the holiday season?

Now when you refinance your auto loan with UKFCU, not only do you get a great rate on your loan but you also receive 1%* CASH BACK on your auto loan balance when you transfer!

With auto loan rates as low as 3.49% APR* and cash back, it's a win-win!

*Annual Percentage Rate. Refinance subject to credit approval and loan requirements. Existing UKFCU loans not eligible. Minimum loan amount of $5,000 to qualify for promotion. Receive 1% cash back of amount financed. Cash back may be tax reportable. Restrictions may apply. See a representative for details.

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bookmark Student Loans Options to Fit Your Needs

With the cost of higher education is continuously rising and financial aid and federal student loan funding does not always cover the total cost of college. UKFCU offers a better way to pay for college with student loans designed just for you.

We partnered with other credit unions to form Credit Union Student Choice.

With Student Choice, our members have access to lower cost student loan financing options with lower student loan rates, zero origination fees and more flexible repayment options. Members may also refinance and consolidate their private and federal loans into one manageable loan with one convenient payment option!

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moneybag  Make Your Money Work for You!

With a UKFCU Money Market Account, you can earn more while you save! With rates up to 0.90% APY*, UKFCU can help you earn much more than a traditional savings account, while still providing flexibility and access to your funds. Open today with as little as $1,000!

Money Market Accounts benefits include:

  • No monthly fee
  • Six transactions via check, automatic debit, online banking or a combination
  • Monthly interest earned on accounts carrying a balance of at least $1000
  • Tiered interest rates offer higher money market account rates for higher balances
*Annual Percentage Yield. Minimum deposit $1,000. Rates current as of 11/1/2019 and are on a tiered level and subject to change. Minimum balance to earn dividends on tiered levels as follows: .60% APY - $1,000 - $9,999.99. .70% APY $10,000 - $24,999.99. .80% APY $25,000 - $49,999.99. .90% APY $50,000+. Money Market accounts are limited to 6 withdrawals per month. Membership eligibility required. See representative for details. Federally insured by NCUA.

Contact Us to Open an Account

compassnavigate Need Help Navigating Out of Debt?

A core foundation of UKFCU is helping members achieve financial well-being. We’ve partnered with the non-profit, Trinity Debt Management, to help guide our members in all their financial needs.

Whether it’s creating an effective budget, improving a credit score or getting out of debt, Trinity is here to help. Trinity has helped our members save thousands of dollars while also lowering their debt.

Trinity is a trusted counseling and debt management company and we can feel confident in recommending their services to members who could use a little extra help.


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