announcement Promotions for July

home Flexible Home Equity Line of Credit (HELOC)

  • Draw on your equity only when you need it
  • 10 year revolving draw period with a maximum 10-year repayment term
  • No prepayment penalties, additional payments can be made at any time
  • Funds can be accessed by check, Mainline, Online Banking, or in person
  • No annual fee
  • Low home equity line of credit rates

Apply Now

*Annual Percentage Rate (APR) and subject to change. Member qualifications apply. Savings account with $25 minimum balance required to obtain loan. Home Equity Line of Credit as low as Prime minus one, with a floor of 3.00% APR. Rate is variable. If loan is paid in full in less than 3 years, member will be required to pay closing costs to UKFCU. Eligibility for both home equity loans and home equity lines of credit requires that your home is owner-occupied and located in Kentucky. Consult your Tax advisor for possible tax benefits. APR is based on credit history and subject to change. If this is Investment Real Estate you will need to apply for a Business HELOC. Click here for Business Lending.

creditcard Visa Platinum Card as low as 7.24% APR*

Have a high rate credit card? Transfer your balance to a UKFCU Visa credit card and save! With Visa Platinum Credit Card you can expect:

  • Rates as low as 7.24% APR*
  • No fee to transfer a balance
  • No Annual Fee
  • Earn CURewards Points

Apply Now

*Annual Percentage Rate. Membership qualifications apply. Rate shown is variable, subject to credit approval and applies to Visa Platinum Card. Balance transfer must be from non-UKFCU credit card. Rate, term and conditions are subject to change without notice and vary based on creditworthiness and qualifications. Rates are effective as of 3/17/20. Other restrictions may apply, see a representative for details.

car Low-Rate Auto Loans

Once you’ve decided on the right car or truck, the next step is finding the right automobile loan. UKFCU makes the decision quick and easy with great low auto loan rates and options such as:

  • UKFCU auto loans sign and drive program - apply for your auto loan on the spot at the auto dealership, then simply drive away and enjoy your new car!
  • Lower rates with our buy-down program
  • Dealer auto cash - save even more on your new car or truck when you purchase from participating dealerships!
  • Refinance your auto loan - there's no cost to refinance, and it's as easy as 1-2-3, so refinance your auto loan and start saving today!
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We are excited to announce we will be upgrading our online and mobile banking platforms in just a few weeks!

With this upgrade, our members can expect one single secure digital platform. One experience on any device!

As we move towards an increasingly digital world, now is a better time than ever to bring you enhanced features. With our new online and mobile banking, you can expect even more functionality at your fingertips!

Learn More