Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Who can join UK Credit Union? All Y'all!
You don’t have to be part of the University of Kentucky—or even wear blue and white—to join. Truth is, UK Credit Union is For All Y’all!
From the hollers to the horse tracks, UK Credit Union is For All Y’all.
We might have UK in our name. We might have been established by UK professors way back in 1937. But you don’t have to be part of UK to join—just part of our community. Whether you live, work, study, worship, or put down roots anywhere we call home, you’re welcome here. Membership takes less than three minutes, and comes with great rates, real benefits, and a whole lot of hometown pride. Discover the many ways you can join our trusted financial cooperative and begin enjoying membership that’s as rewarding as it is accessible. Because in Kentucky, we look out for our own—and that means all y’all!
See How Y'all Can Join!
1. Select Your Eligibility
2. Choose Your Account
3. Join in as Little as 3 Minutes!
Open an Account or Apply Online
Auto Rates as Low as 3.99% APR*
We're here to help you hit the road with a better rate and more peace of mind.
High Yield Savings Account Benefits
Get started today with a minimum opening deposit of $1,000 and start saving FOUR something!
Click below to open your High Yield Savings Account or visit one of our seven branches!
Mindful Money Center
Financial fitness starts here. Plan for will you'll be tomorrow with the money you have today.
Member Benefits
UK Credit Union membership isn't just about banking; it's about getting the most out of your money. Enjoy special offers and discounts when you join.
Making an Impact in the Community
UK Credit Union is all about people over profits, and helping to make our community a better place. See how we give back through both volunteerism and donations.
Your financial wellbeing is our top priority.
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I’ve been with UKFCU for twenty years! They always took care of all of my, and my family’s financial needs, with courtesy and professionalism. I would not change my bank for anything, we are like family!!! Thank you, UKFCU!!!
Angelica R. -
I love banking with the UKFCU! Employees are always friendly and have the information I need quickly. Stopped in last weekend for a certified check and I appreciated the care that went into the transaction. Can't say enough nice things about my banking experiences with them!
Leslie W. -
I had a great experience! I worked with Kobe Henderson. He was beyond friendly and easy to work with! I have accounts with 3 other banks and wanted to restructure some loans. UK Federal Credit Union beat the terms and interest rates by 2 full points than my other banks. This allowed me to free up some cash flow to pay down on the principle balance. I couldn’t be happier!!!
Ben C.
Members Helping Members Achieve Financial Well-Being
At UK Credit Union, over 109,000 members are connected as one, creating a truly impactful force. See how your membership has contributed to our community over the past year.
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