Become a UKFCU Member Today!
Joining UKFCU means you’re not just an account holder – you’re a valued member.
Refinance & Save:
Up to 2%* Off Your Current Auto Loan Rate
Plus, enjoy no payments for 90 days!
Big Savings. No Payments for 90 Days.
Feeling the heat from a high-interest auto loan? Cool things down with UK Federal Credit Union!
Refinance your auto loan and save up to 2%* off your current rate. Plus, make no payments for 90 days—giving your wallet a break now and lowering your payments for the future.
Why refinance with UKFCU?
Get up to 2%* off your current auto loan rate
Experience easy, local service at 7 convenient branches or online anytime
Enjoy no payments for 90 days
Joining is easy! Membership eligibility is straightforward and you can become a member in minutes!
Start saving today—refinance with UKFCU and drive away with a better rate.
"How much can I save?"
See how much you could save by refinancing your current high-rate auto loan with UKFCU!
Auto Loan Refinance with UKFCU: Simple Steps to Start Savings
Refinancing your auto loan doesn’t have to be complicated. With just a few easy steps, you can lower your interest rate by up to 2%* and enjoy 90 days without a payment. Here’s how to start saving today:
Check Your Rate: Find your current loan rate and gather proof (e.g., statement, screenshot).
Apply Online or In Branch: Visit one of our seven convenient locations or apply online between May 1st and July 31st to save big on your interest rate over the life of your auto loan.
Lock in a Lower Rate: We'll reduce your rate by up to 2%*, with a minimum of 4.99% APR*.
Relax for 90 Days: Once approved, you'll have no payments for 90 days! That's no payments in the short term, lower payments in the long term!
Financial fitness starts here.
Refinancing your auto loan is a smart financial decision. See the various other ways you can up your financial literacy with our Mindful Money Blog!
Become a UKFCU member today.
When you meet our qualifications, opening a membership is easy and you can join online.
* Offer only applies to auto, motorcycle, boat and powersport vehicle loan refinances. Interest rate reduction limited to a floor rate of 4.99%. Collateral must be currently financed in the member/borrower’s name with a financial institution other than UKFCU. Proof of current interest rate is required. Forms of proof include but not limited to: Online banking screenshot with rate and collateral, purchase agreement, statement, or any other method for documentation purposes to verify current rate and collateral. Current vehicle registration required. Payment on existing loan must be current to qualify for interest rate reduction. Member must be in good standing with UKFCU to qualify. All financing subject to UKFCU’s standard underwriting guidelines and credit evaluation. Promotional timeframe: 5/1/2025 to 7/31/2025. Offer may end any time, and without notice. Offers cannot be combined. Membership eligibility required. Federally insured by NCUA.
